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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

I like it, very easy to use

I like it, very easy to use, very user friendly and helps me understand my spending Reviewed on: 19th January 2024

Amazing experience

I use Monzo for more than one year and all what I can say is thanks. Reviewed on: 19th January 2024

Its good that and good for app on mobile

Its good that and good for app on mobile Reviewed on: 19th January 2024

Great card for foreign travel.

Great card for foreign travel. Love the savings pots and instant feedback on spending. Reviewed on: 19th January 2024

Excellent

I have had issues with wrongful debits by merchant a couple of times and I get it resolved by your customer care chat with quick response everytime. Reviewed on: 19th January 2024

Monzo rocks!

I’ve been with Monzo since the year they started, best bank ever. Great idea and execution. Never had a single problem with them and they provide very cool features while keeping the experience simple, intuitive and easy Reviewed on: 19th January 2024

I've been using Monzo for almost two years, and I un...

I've been using Monzo for almost two years, and I understand why it has received numerous awards for the Best Bank of the Year. In terms of features, I appreciate the user-friendly interface with bright yet subtle colors, providing a captivating experience. The Pots feature has been particularly helpful for managing and budgeting my funds. In regard to benefits, the Monzo Flex (credit card) stands out as one of the best with minimal to no interest rates and reliable service. I also find the high-yield savings account feature appealing due to its competitive interest rate. The new investment feature has become one of my favorites, allowing me to practice and enhance my knowledge of investing through Stocks and Shares ISA. Lastly, I must commend the exceptional customer support provided by Monzo. In every situation where I needed assistance, they have been proactive and helpful, contributing to a positive overall experience. That will be all. Thanks. Reviewed on: 19th January 2024

Monzo has been the best I’ve used so far.

Monzo has been the best I’ve used so far. I’m very satisfied with their services Reviewed on: 19th January 2024

More than a just bank

Monzo kind read my mind. When I thought about pot - they give me nice offer. When I thought about investments - I saw a notification about it. What I like the most - easy to use: adjust the app wallet, to buy, to sent money and etc. And support team very lovely - always keep you update if you need it. When I’ve got issues with travel company they always was on my side and supported me more, then I expected. Reviewed on: 19th January 2024

I love Monzo bank it better than other banks

I love Monzo bank it's so much better than other banks as it can really help you out at time especially when you are skint and getting wages the day before really helps me out Reviewed on: 19th January 2024

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