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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Much easier than other banking app

Much easier than other banking app Reviewed on: 19th January 2024

Perfect account for me as I am housebound and severe...

Perfect account for me as I am housebound and severely disabled charges are really affordable and account easy to manage Reviewed on: 19th January 2024

Absolutely love Monzo!

Absolutely love Monzo! So much easier than traditional banking. Easy to look up details, easy to get notifications about transactions straight away and contacting someone is so straightforward. I like having the control of my banking in my hands. Reviewed on: 19th January 2024

Great bank and app

Monzo is so far ahead of most big bank, great app and notifications. Reviewed on: 19th January 2024

Like great ideal the way Monzo trust

Like the way Monzo trust clients and monies move nicely Reviewed on: 19th January 2024

Great banking app exeland caste ar service

Great banking app exeland caste ar service Reviewed on: 19th January 2024

Other banks take note - this is how you do it.

Other banks take note - this is how you do it. The app is so easy to use, clear to see what I have and everything is where I expect it to be. The interest rate for my savings pot is competitive and I can dip in and out when I need to. Reviewed on: 19th January 2024

Great at your fingertips

Overall amazing design n app is easy to navigate Reviewed on: 19th January 2024

Great all round experience

Great transparency of monies held + incoming. App is very easy to use. Realtime adjustment after credits/debits. Much appreciated Reviewed on: 19th January 2024

Monzo; straight forward, no nonsense, decent bank.

Monzo; A straight forward, no nonsense, decent bank which provides a great service. The app is superb allowing me to check trends, split the bill and transfer and receive money easily. It is a breath of fresh air making all other online banking systems feel archaic. Reviewed on: 19th January 2024

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