Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

View other Monzo products

4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Banking app is brilliant.

Banking app is brilliant. The ability to have virtual cards is a great idea. Round ups is a great way of saving and spending insights is most helpful Reviewed on: 19th January 2024

I've only got positive things to say about Monzo.

I've only got positive things to say about Monzo. Being able to withdraw money a day early and instant notifications when money leaves the bank give me relief and helps me to keep an eye on my spending and finance's. Reviewed on: 19th January 2024

Life Changing

Completely life changing vs using the incumbents for years. Simple, yet hugely effective. Will never look back. Reviewed on: 19th January 2024

Easy to set up and manage account, features help mak...

Easy to set up and manage account, features help make managing money much easier than regular banks, app is extremely functional. Reviewed on: 19th January 2024

I love my Monzo

I love my Monzo and flex accounts, they offer great rates and flexibility and I’m really happy with the service Reviewed on: 19th January 2024

Monzo is the future, and the present!

I discovered Monzo during a period where I started to get fed up with mainstream high-street banks. At first glance the Monzo solution looked new, and customer-focused, and generally did lots of things that I felt would benefit my lifestyle. At the back of my mind was the understandable concern of "will they last and do I want to move my money there?" and so I kept the Monzo account on one side and used it for smaller purchases here and there. Time ticked by and I continued to see and hear good things about Monzo, and my confidence grew. One day I decided to make the switch, and with a heavy dose of dread I clicked the button for the account switch service. It asked me for a switch date, and for some very basic account details, and I settled myself in for a long admin slog. "Thanks" said the next screen, "your account switch is scheduled". I stared at my phone in disbelief and I clearly remember saying out loud "What? You mean that't it?!". And yes, that really was it. It's the move I should have made a long time before I did it. Everything was transferred, all of my incoming funds just kept coming in, all of my bills continued to be paid, and my old high-street account was closed. So, if you're wondering whether it's worth the switch then let me just tell you... it is. Click the button. Now. Reviewed on: 19th January 2024

Great swrvice

Been nothing but happy with my monzo account, helpful and great service Reviewed on: 19th January 2024

Monzo is great.

Monzo is great. Great customer service and exchange rates. Reviewed on: 19th January 2024

very good, it gives me what I need all the...

very good, it gives me what I need all the time Reviewed on: 19th January 2024

I like monzo and I don’t know what you say is very v...

I like monzo and I don’t know what you say is very very good Monzo I like it Reviewed on: 19th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal account
from Revolut 4.93 from 92049 reviews
Current Accounts
from London Community Credit Union 1.00 from 3 reviews
Select current account
from RBS 4.09 from 370 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub