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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Love Monzo so easy to use

Love Monzo so easy to use, I am getting old so need simplicity in my life. Customer care fantastic. Reviewed on: 19th January 2024

It’s not just a coral card - it’s a way of banking

Fantastic bank with constant support for customers but also with ever changing developement that is all focused around the customer, their experience but also financial support. Monzo, the app and customer services have made me better with my money where that being just how much I have left after my bills or showing alarming trends which have in turn have supported me to change bad spending habits. Reviewed on: 19th January 2024

Review of experience

Good levels of comms emails sent, love how the pots separate and updates go through really quickly Reviewed on: 19th January 2024

My Experience

An easy to use, elegant and smart way to spend, sort and save your money. Simple and easy to use app and excellent Monzo Premium benefits all for a reasonable price. Couldn’t ask for more. Reviewed on: 19th January 2024

App is easy to use and well designed

App is easy to use, very well designed and has plenty of functionality as well as integration with apps/transferring with different banks. Within Monzo the pot/trends/investment and flex options are by far the best I’ve ever used Reviewed on: 19th January 2024

It was my first bank I opened account with after I m...

It was my first bank I opened account with after I moved to this country and Monzo gave me my first Credit Card in the form of Monzo Flex Reviewed on: 19th January 2024

Been brilliant since l opened my account never had a...

Been brilliant since l opened my account never had any problems would recommend to anyone looking for a new account Reviewed on: 19th January 2024

First and only bank I ever got. So simple.

First and only bank I ever got. The display is so easy to understand and it is so simple to use the app. Reviewed on: 19th January 2024

I am so happy to use monzo Account.

I am so happy to use monzo Account. from my first day. Reviewed on: 19th January 2024

I have found it one of the easiest banks I have ever...

I have found it one of the easiest banks I have ever been with. Brill for all customers and the app is so user friendly! Reviewed on: 19th January 2024

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