Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

View other Monzo products

4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Great card for foreign travel.

Great card for foreign travel. Love the savings pots and instant feedback on spending. Reviewed on: 19th January 2024

Excellent

I have had issues with wrongful debits by merchant a couple of times and I get it resolved by your customer care chat with quick response everytime. Reviewed on: 19th January 2024

Monzo rocks!

I’ve been with Monzo since the year they started, best bank ever. Great idea and execution. Never had a single problem with them and they provide very cool features while keeping the experience simple, intuitive and easy Reviewed on: 19th January 2024

I've been using Monzo for almost two years, and I un...

I've been using Monzo for almost two years, and I understand why it has received numerous awards for the Best Bank of the Year. In terms of features, I appreciate the user-friendly interface with bright yet subtle colors, providing a captivating experience. The Pots feature has been particularly helpful for managing and budgeting my funds. In regard to benefits, the Monzo Flex (credit card) stands out as one of the best with minimal to no interest rates and reliable service. I also find the high-yield savings account feature appealing due to its competitive interest rate. The new investment feature has become one of my favorites, allowing me to practice and enhance my knowledge of investing through Stocks and Shares ISA. Lastly, I must commend the exceptional customer support provided by Monzo. In every situation where I needed assistance, they have been proactive and helpful, contributing to a positive overall experience. That will be all. Thanks. Reviewed on: 19th January 2024

Monzo has been the best I’ve used so far.

Monzo has been the best I’ve used so far. I’m very satisfied with their services Reviewed on: 19th January 2024

More than a just bank

Monzo kind read my mind. When I thought about pot - they give me nice offer. When I thought about investments - I saw a notification about it. What I like the most - easy to use: adjust the app wallet, to buy, to sent money and etc. And support team very lovely - always keep you update if you need it. When I’ve got issues with travel company they always was on my side and supported me more, then I expected. Reviewed on: 19th January 2024

I love Monzo bank it better than other banks

I love Monzo bank it's so much better than other banks as it can really help you out at time especially when you are skint and getting wages the day before really helps me out Reviewed on: 19th January 2024

Great value

Great as a basic account, and it works even better if you have friends on it. Reviewed on: 19th January 2024

Monzo is amazing at online banking, I'm so happy to...

Monzo is amazing at online banking, I'm so happy to use Monzo because I can see my online savings pot if want I Woodrow from saving etc Monzo has a lot of facilities I want to say I love Monzo Reviewed on: 19th January 2024

Excellent bank, 100% recommend.

Been with Monzo for nearly 5 years now. It’s an excellent bank which helps manage my spendings and help me separate my savings for different purposes in personalised pots. Reviewed on: 19th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

FlexBasic
from Nationwide 4.39 from 127 reviews
Basic current account
from Santander 4.12 from 332 reviews
M Plus account
from Virgin Money 4.26 from 33 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub