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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Great bank and app

Monzo is so far ahead of most big bank, great app and notifications. Reviewed on: 19th January 2024

Like great ideal the way Monzo trust

Like the way Monzo trust clients and monies move nicely Reviewed on: 19th January 2024

Great banking app exeland caste ar service

Great banking app exeland caste ar service Reviewed on: 19th January 2024

Other banks take note - this is how you do it.

Other banks take note - this is how you do it. The app is so easy to use, clear to see what I have and everything is where I expect it to be. The interest rate for my savings pot is competitive and I can dip in and out when I need to. Reviewed on: 19th January 2024

Great at your fingertips

Overall amazing design n app is easy to navigate Reviewed on: 19th January 2024

Great all round experience

Great transparency of monies held + incoming. App is very easy to use. Realtime adjustment after credits/debits. Much appreciated Reviewed on: 19th January 2024

Monzo; straight forward, no nonsense, decent bank.

Monzo; A straight forward, no nonsense, decent bank which provides a great service. The app is superb allowing me to check trends, split the bill and transfer and receive money easily. It is a breath of fresh air making all other online banking systems feel archaic. Reviewed on: 19th January 2024

I like it, very easy to use

I like it, very easy to use, very user friendly and helps me understand my spending Reviewed on: 19th January 2024

Amazing experience

I use Monzo for more than one year and all what I can say is thanks. Reviewed on: 19th January 2024

Its good that and good for app on mobile

Its good that and good for app on mobile Reviewed on: 19th January 2024

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