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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

My Experience

An easy to use, elegant and smart way to spend, sort and save your money. Simple and easy to use app and excellent Monzo Premium benefits all for a reasonable price. Couldn’t ask for more. Reviewed on: 19th January 2024

App is easy to use and well designed

App is easy to use, very well designed and has plenty of functionality as well as integration with apps/transferring with different banks. Within Monzo the pot/trends/investment and flex options are by far the best I’ve ever used Reviewed on: 19th January 2024

It was my first bank I opened account with after I m...

It was my first bank I opened account with after I moved to this country and Monzo gave me my first Credit Card in the form of Monzo Flex Reviewed on: 19th January 2024

Been brilliant since l opened my account never had a...

Been brilliant since l opened my account never had any problems would recommend to anyone looking for a new account Reviewed on: 19th January 2024

First and only bank I ever got. So simple.

First and only bank I ever got. The display is so easy to understand and it is so simple to use the app. Reviewed on: 19th January 2024

I am so happy to use monzo Account.

I am so happy to use monzo Account. from my first day. Reviewed on: 19th January 2024

I have found it one of the easiest banks I have ever...

I have found it one of the easiest banks I have ever been with. Brill for all customers and the app is so user friendly! Reviewed on: 19th January 2024

Much easier than other banking app

Much easier than other banking app Reviewed on: 19th January 2024

Perfect account for me as I am housebound and severe...

Perfect account for me as I am housebound and severely disabled charges are really affordable and account easy to manage Reviewed on: 19th January 2024

Absolutely love Monzo!

Absolutely love Monzo! So much easier than traditional banking. Easy to look up details, easy to get notifications about transactions straight away and contacting someone is so straightforward. I like having the control of my banking in my hands. Reviewed on: 19th January 2024

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