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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I love monzo flex,it helps you settle all your finan...

I love monzo flex,it helps you settle all your financial issue and allows flexible pay back Reviewed on: 19th January 2024

A banking revalation.

Unlike some other app based banking solutions, I have found that Monzo's customer service to be best of the best. Although app based, any queries I have made, have always been answered both promptly and effectively. I have found that using Monzo, my personal banking has become a breeze. So much so, that I will probably move my business banking to Monzo in the near future. Reviewed on: 19th January 2024

Great, app is user friendly, saving is easy and clea...

Great, app is user friendly, saving is easy and clear with saving pots and good interest rates. Customer service easy to contact. Just easy peasy squeezy. Reviewed on: 19th January 2024

Great app, easy to use and learn.

Great app, easy to use and learn. The drawbacks of no bricks and mortar locations is easily outweighed by the benefits. Reviewed on: 19th January 2024

Absolutely Brilliant service highly recommended

Excellent service provided step by step Reviewed on: 19th January 2024

Best user experience in the industry

Best user experience in the industry Reviewed on: 19th January 2024

Great bank

Used the account for years, it’s great. Reviewed on: 19th January 2024

Effortless Daily Banking with Monzo Plus

1. Account Management: Efficient for daily transactions and savings. Monzo Plus offers a comprehensive view of all financial accounts in one place which I appreciate. 2. Customer Support/Enablement: Responsive and flexible, especially for requests like increased transaction limits. I appreciate not having to go through the traditional customer service loops to manage my account. It makes me feel in control of my money yet protected. 3. International Use: As everybody knows, using your card abroad with Monzo is great and you don't feel like you're losing money just for spending abroad. 4. Payment Organization: Simplifies scheduling payments and managing subscriptions. 5. Minor Issue: Some difficulty encountered when changing my display legal name. 6. Overall Recommendation: I tell my friends often about making Monzo their main bank often! Reviewed on: 19th January 2024

Monzo Monday

It’s honestly a very easy way to split up money, especially when creating new pots or starting different accounts within Monzo-very informative. Reviewed on: 19th January 2024

Very fast efficent, service with a lot of perks to h...

Very fast efficent, service with a lot of perks to handle my finances to make it more comvient with thier features. Reviewed on: 19th January 2024

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