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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I love Monzo, turned my finances around

I love Monzo, turned my finances around Reviewed on: 19th January 2024

Brilliant App.

Brilliant App. Had no issues at all with this Bank. Reviewed on: 19th January 2024

Never had any issues with the app, banking or transa...

Never had any issues with the app, banking or transactions. Excellent company. Reviewed on: 19th January 2024

Monzo helps me budget

I Love Monzo, they keep me updated of any changes, with me not have a huge amount of money it is great to keep tabs on everything you're spend. I got monzo just to use on holiday but now use it for everyday use, it's Brilliant ! Reviewed on: 19th January 2024

Thank you monzo for all time support me

Thank you monzo for all time support me Reviewed on: 19th January 2024

Very friendly to use and help to give report for spe...

Very friendly to use and help to give report for spending and also other financial assistance Reviewed on: 19th January 2024

accessibility

was very easy to navigate but updates to the app made it a bit difficult. Decent aer rate. Very easy to make and receive bank transfers. Reviewed on: 19th January 2024

I found Monzo so easy and accessible to use

I found Monzo so easy and accessible to use Reviewed on: 19th January 2024

Excellent banking service and exceptional perks

Supportive, transparent and dependable. Easy to open and run with perks that appear too good to be true. I love my Monzo flex.it allows me make payment over a period of more than 3 months without interest. I have recommended this to my husband and friends alike. Looking forward to more perks. Reviewed on: 19th January 2024

Love the pots and the other features built into the...

Love the pots and the other features built into the app. Reviewed on: 19th January 2024

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