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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

I got my Monzo card in summer of 2022 and since then...

I got my Monzo card in summer of 2022 and since then I’ve never thought a sour switching banks. Their app layout suited my needs and their other feature such as early payments on Thursdays were perfect especially since I get paid weekly. Reviewed on: 19th January 2024

Monzo is the best bank!

Monzo is the best bank! Period!!! Reviewed on: 19th January 2024

Absolutely love Monzo.

Absolutely love Monzo. My son recommended them before I went abroad and it's so easy for splitting bills and not being ripped off. Plus transferring some money onto the card means I'm not taking my bank card out with me and also I can limit my day spend where I probably wouldn't if I just used my debit card. I also use it at home for going out and eating out. It keeps my banks prying eyes away from knowing everything I'm paying for by card. Reviewed on: 19th January 2024

Great app, smooth experience.

Great app, smooth experience. Easy to save. Reviewed on: 19th January 2024

Great bank and a good service we have had a account...

Great bank and a good service we have had a account for over 7 years now and I can truly say it’s the best bank I have ever dealt with excellent all the way Reviewed on: 19th January 2024

Monzo has changed my life

I really love using the Monzo pots, I have saved so much money last year! It really has changed my life. They also have a great interest rate on their savings account. Reviewed on: 19th January 2024

Monzo is the best!

I absolutely love Monzo, It’s easy to navigate and love the way we can pay in at Paypoints. I use Monzo for a few things including my bill payments, Transfer to friends. I find the app way to use and the customer services is incredible! I will definitely recommend Monzo to anyone Reviewed on: 19th January 2024

Love Monzo so easy to use

Love Monzo so easy to use, I am getting old so need simplicity in my life. Customer care fantastic. Reviewed on: 19th January 2024

It’s not just a coral card - it’s a way of banking

Fantastic bank with constant support for customers but also with ever changing developement that is all focused around the customer, their experience but also financial support. Monzo, the app and customer services have made me better with my money where that being just how much I have left after my bills or showing alarming trends which have in turn have supported me to change bad spending habits. Reviewed on: 19th January 2024

Review of experience

Good levels of comms emails sent, love how the pots separate and updates go through really quickly Reviewed on: 19th January 2024

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