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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Good service to send money any wear

Good service to send money any wear Reviewed on: 20th January 2024

Never done on-line banking before, daughter introduc...

Never done on-line banking before, daughter introduced me and it was easy. Best thing it alerts me straight away when any transaction occurs. I'm a pensioner not used to technology but found it easy. Reviewed on: 20th January 2024

Use everyday and the app is very good

Use everyday and the app is very good Reviewed on: 19th January 2024

Fantastic , easy to use app, everything work

Fantastic , easy to use app, everything work Reviewed on: 19th January 2024

As someone who travels often, monzo is perfect for u...

As someone who travels often, monzo is perfect for using abroad. The ease of paying people is so helpful too. Highly recommended. Reviewed on: 19th January 2024

I really love my monzo account ajd the app.

I really love my monzo account ajd the app. It's easy and mostly instant response. It allows me to save in a fun way and helps me meet my goals Reviewed on: 19th January 2024

I love the gui and the features!

I love the gui and the features! easy investing is also awesome. i find budgeting and tracking my spending way easier with their included tools at Monzo Reviewed on: 19th January 2024

Very good

Good I m happy with Monzo bank it’s very easy to use everywhere Reviewed on: 19th January 2024

Monzo has a range of features I find beneficial thro...

Monzo has a range of features I find beneficial throughout the month. The opportunity to receive payments early, and track spending regularly are features that put Monzo out in front of competitors. I highly rate Monzo. Reviewed on: 19th January 2024

A great bank who don't rip you off !!!

I have found Monzo to be excellent. I can separate my money so I don't spend it all. It's a bit like the old fashioned envelopes system. If I have a problem I just use the help question. The few times I've needed this I have always managed to chat with a teller online. They don't hold my money overnight so when I get paid I get it the sane day the receive the money. I've recently bought the premium pack and I'm very pleased with this as it includes travel insurance and pho e cover. Reviewed on: 19th January 2024

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