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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Thank you monzo for all time support me

Thank you monzo for all time support me Reviewed on: 19th January 2024

Very friendly to use and help to give report for spe...

Very friendly to use and help to give report for spending and also other financial assistance Reviewed on: 19th January 2024

accessibility

was very easy to navigate but updates to the app made it a bit difficult. Decent aer rate. Very easy to make and receive bank transfers. Reviewed on: 19th January 2024

I found Monzo so easy and accessible to use

I found Monzo so easy and accessible to use Reviewed on: 19th January 2024

Excellent banking service and exceptional perks

Supportive, transparent and dependable. Easy to open and run with perks that appear too good to be true. I love my Monzo flex.it allows me make payment over a period of more than 3 months without interest. I have recommended this to my husband and friends alike. Looking forward to more perks. Reviewed on: 19th January 2024

Love the pots and the other features built into the...

Love the pots and the other features built into the app. Reviewed on: 19th January 2024

I love monzo flex,it helps you settle all your finan...

I love monzo flex,it helps you settle all your financial issue and allows flexible pay back Reviewed on: 19th January 2024

A banking revalation.

Unlike some other app based banking solutions, I have found that Monzo's customer service to be best of the best. Although app based, any queries I have made, have always been answered both promptly and effectively. I have found that using Monzo, my personal banking has become a breeze. So much so, that I will probably move my business banking to Monzo in the near future. Reviewed on: 19th January 2024

Great, app is user friendly, saving is easy and clea...

Great, app is user friendly, saving is easy and clear with saving pots and good interest rates. Customer service easy to contact. Just easy peasy squeezy. Reviewed on: 19th January 2024

Great app, easy to use and learn.

Great app, easy to use and learn. The drawbacks of no bricks and mortar locations is easily outweighed by the benefits. Reviewed on: 19th January 2024

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