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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

As someone who travels often, monzo is perfect for u...

As someone who travels often, monzo is perfect for using abroad. The ease of paying people is so helpful too. Highly recommended. Reviewed on: 19th January 2024

I really love my monzo account ajd the app.

I really love my monzo account ajd the app. It's easy and mostly instant response. It allows me to save in a fun way and helps me meet my goals Reviewed on: 19th January 2024

I love the gui and the features!

I love the gui and the features! easy investing is also awesome. i find budgeting and tracking my spending way easier with their included tools at Monzo Reviewed on: 19th January 2024

Very good

Good I m happy with Monzo bank it’s very easy to use everywhere Reviewed on: 19th January 2024

Monzo has a range of features I find beneficial thro...

Monzo has a range of features I find beneficial throughout the month. The opportunity to receive payments early, and track spending regularly are features that put Monzo out in front of competitors. I highly rate Monzo. Reviewed on: 19th January 2024

A great bank who don't rip you off !!!

I have found Monzo to be excellent. I can separate my money so I don't spend it all. It's a bit like the old fashioned envelopes system. If I have a problem I just use the help question. The few times I've needed this I have always managed to chat with a teller online. They don't hold my money overnight so when I get paid I get it the sane day the receive the money. I've recently bought the premium pack and I'm very pleased with this as it includes travel insurance and pho e cover. Reviewed on: 19th January 2024

I love Monzo, turned my finances around

I love Monzo, turned my finances around Reviewed on: 19th January 2024

Brilliant App.

Brilliant App. Had no issues at all with this Bank. Reviewed on: 19th January 2024

Never had any issues with the app, banking or transa...

Never had any issues with the app, banking or transactions. Excellent company. Reviewed on: 19th January 2024

Monzo helps me budget

I Love Monzo, they keep me updated of any changes, with me not have a huge amount of money it is great to keep tabs on everything you're spend. I got monzo just to use on holiday but now use it for everyday use, it's Brilliant ! Reviewed on: 19th January 2024

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