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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Amazing!

Everything is user friendly, intuitive, and innovative compared to other banks. Loving the pots, the interest rate, and the cashback, as well as being able to send and request money super easily with my flatmates. Reviewed on: 20th January 2024

Moved to Monzo from TSB and haven’t looked back

Moved to Monzo from TSB due to recurring IT issues and couldn’t have made a better move. Everything is easy with Monzo, and you don’t have to pay to get access to great services (no fees if you purchase using euros/dollars, see your mortgage info on the app etc.) Reviewed on: 20th January 2024

So easy to use and so many great features like trans...

So easy to use and so many great features like transfer money by QR code and loads of different savings pots. However I can’t get a business account for my nail business and can’t be given a reason why. Reviewed on: 20th January 2024

Lots of helpful tools!

App is really easy to navigate, and lots of tools available to help manage spending, and save more. Reviewed on: 20th January 2024

Convenient and secure

I love how convenient and easy it is to deal with daily payments with monzo. Monzo flex has saved me couple of times on tricky situations. I also like the security feature in the app that lets you know if anyone from monzo if actually calling you. Reviewed on: 20th January 2024

It’s just so easy!

The app is so easy to use and has helpful tools so you know where you are spending your money. It also helps you budget your monthly income and any savings. Reviewed on: 20th January 2024

Easy to use great bank

Easy to use no hassles great app everything I need with phone insurance and travel insurance included with prime Reviewed on: 20th January 2024

It's very nice so far.

It's very nice so far. Simple easy UI, user friendly and useful features Reviewed on: 20th January 2024

Love the easy to use app

I love the easy to use app and control over regular & saving pots Reviewed on: 20th January 2024

Monzo 5*

Monzo are very accommodating & always have their Customers best interests as a Priority Reviewed on: 20th January 2024

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