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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Does a lot well but room for better customer service...

Does a lot well but room for better customer service as not the best in responding if at all. App is really good and the features are useful Reviewed on: 20th January 2024

Monzo is truly a remarkable bank!

Monzo is truly a remarkable bank and has helped me not only save but be smarter with my money. I habe been subscribed to their Monzo Premium plan for a long time now because other banks just don’t offer the these kind of benefits and service! Monzo is the bank for me and I have already gotten some of my friends and family to join as well Reviewed on: 20th January 2024

Monzo bank for me!

I love Monzo, If ever I've had a problem, it's been sorted out in a timely manner. It seems to be transparent regards charges etc. The App is easy to use and straightforward. There are many options for personalisation to make the app your own. Reviewed on: 20th January 2024

Very nice.

Very nice. Easy-to-use. I like Reviewed on: 20th January 2024

Quick easy app that allows me to do everything I wan...

Quick easy app that allows me to do everything I want with my mobile banking instantly. Payments immediately come up with no 2/3 days pending (like NatWest). Easy to set up savings and investment accounts. Fun interactive app that makes banking a joy! Reviewed on: 20th January 2024

A great experience in every aspect of banking.

A great experience in every aspect of banking. Any issues have been cleared up and rectified quickly and with clear communication. Reviewed on: 20th January 2024

Absolutely fantastic bank, amazing UI and has transf...

Absolutely fantastic bank, amazing UI and has transformed how I manage my money and put me in control. Support are also fantastic! Reviewed on: 20th January 2024

Everything is easier with Monzo, the app works well...

Everything is easier with Monzo, the app works well and is very intuitive to use Reviewed on: 20th January 2024

Super! Very pleased!

Super! I had no problems. Money on time. Reviewed on: 20th January 2024

I have excellent experience with monzo must work phy...

I have excellent experience with monzo must work physically in uk as well please Reviewed on: 20th January 2024

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