Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

View other Monzo products

4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3338% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

It' so easy and user friendly.

It' so easy and user friendly. I love having pots - it makes everything so simple and organised and we use it as our joint account. It means that for our day to day expenses we always have the money as we don't inadvertantly spend it as we can't see it! Reviewed on: 20th January 2024

The best electronic banking I have experienced.

The best electronic banking I have experienced. So easy to use and I’m over 70! Reviewed on: 20th January 2024

It is strange to review a bank, but...

Monzo has been my first banking experience in England. Despite the fact that I did not had any credit, all my earnings and habits were seen by Monzo. And it's funny because I never thought of a bank as something that would help me on my journey, but here I am. Grateful for all the open doors, from a simple debit card, to Monzo Flex, to good loan rates and excelent support to get a refund. Monzo has it all, including me. Reviewed on: 20th January 2024

Monzo take the right things seriously but not everyt...

Monzo take the right things seriously but not everything, creating a vibe unlike most between banks and their customers. Reviewed on: 20th January 2024

Monzo are GREAT!

Monzo are great, customer service is always quick and helpful, the travel aspect of the card is great as I travel for business all the time Reviewed on: 20th January 2024

Monzo is great, I love it!

Monzo is great, I love it!! It’s so easy to use, their customer service is excellent and every time I travel to Spain to visit my family, I have no problem with paying in euros. Reviewed on: 20th January 2024

Good service to send money any wear

Good service to send money any wear Reviewed on: 20th January 2024

Never done on-line banking before, daughter introduc...

Never done on-line banking before, daughter introduced me and it was easy. Best thing it alerts me straight away when any transaction occurs. I'm a pensioner not used to technology but found it easy. Reviewed on: 20th January 2024

Use everyday and the app is very good

Use everyday and the app is very good Reviewed on: 19th January 2024

Fantastic , easy to use app, everything work

Fantastic , easy to use app, everything work Reviewed on: 19th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from TSB 4.19 from 6 reviews
Silver Account
from TSB 4.06 from 4 reviews
Reward current account
from Halifax 4.41 from 203 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3171 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub