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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Brilliant app that’s simple to use

Brilliant app that’s simple to use and makes sorting money easy! Reviewed on: 18th January 2024

MONZO APP IS VERY EASY TO HANDLE AND USERFRIENDLY.

MONZO APP IS VERY EASY TO HANDLE AND USERFRIENDLY. VERY EASY TO OPEN ACCOUNT AND I RECOMMEND EVERYONE TO USE MONZO AND USE THE ROUND AMOUNT POT SYSTEM TO SAVE MONEY. Reviewed on: 18th January 2024

Best bank in Britain.

Best bank in Britain. I will never leave. Reviewed on: 18th January 2024

I recommend Monzo to all my friends.

I recommend Monzo to all my friends. Monzo are always helpful and effienct. Reviewed on: 18th January 2024

I absolutely love my monzo account recommended it to...

I absolutely love my monzo account recommended it to a few friends and family now. I left barclays bank to be with them best move by far :) Reviewed on: 18th January 2024

Beautiful experience .

Beautiful experience .Everything is so transparent. Good credit facilities. Reviewed on: 18th January 2024

Monzo first and foremost my favourite

For me, Monzo not only provides good saving accounts but is cash on a card. It’s the easiest way to pay family and friends who also has a Monzo card. Excellent for using abroad and getting the best exchange rate. My Monzo is my 1st and foremost card to use anywhere and everywhere Reviewed on: 18th January 2024

Service Very Nice

Great service and easy to use. Wonderful experience and Reviewed on: 18th January 2024

Everything is so clear and easy to use

Everything is so clear and easy to use Reviewed on: 18th January 2024

Monzo has the best service ,very fast and reliable,...

Monzo has the best service ,very fast and reliable, it really helped me I was able to save as well Reviewed on: 18th January 2024

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