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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18031 reviews)

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4.92

Based on 18,031 reviews, last reviewed 20th Feb 2026

39700% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Im glad i made the switch. Im glad i made the switch. The app is so much where all banks should be by now but they are not. Reviewed on: 20th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18031)

Review of the Monzo, Current account:

Monzo makes banking easy

I have used Monzo for a few years now and not only do they keep delivering amazing features in their app their customer service is on point! Quick, helpful and friendly. It’s exactly how banking should be. Thanks Monzo for changing the out of date banking model and making banking more of a pleasure than a chore! Reviewed on: 12th April 2024

Frist class service and very helpful

Frist class service and very helpful Reviewed on: 16th February 2026

Had Monzo for a few years, been using them on all my...

Had Monzo for a few years, been using them on all my overseas trips and the app is amazing at conversations. The app is by far miles ahead of the rest. I have moved all my accounts to Monzo Reviewed on: 16th February 2026

Good service and perks

I like that it's easy to get hold of someone on the in app chat rather than having to call if i want help. I also have a paid account where I get extra featurs like preferential savings rates, cinema tickets and a sausage role. Reviewed on: 16th February 2026

I can't see a time I'll stop using Monzo

I've used Monzo for around 10 years from before they were actually a bank. I can't actually think I've ever had a problem. I use it all the time, I'd be surprised if anyone used them more than I do. It's far better than any other Bank I've used. Reviewed on: 16th February 2026

Best app ever

Best app ever… great ideas to save money and to invest. Also great monthly perks if you pay slightly extra to unlock great rewards! Wouldn’t go with anyone else Reviewed on: 16th February 2026

Monzo had always been helpful and supportive.

Monzo had always been helpful and supportive. The easiest bank ive dealt with in years, simple and quick to contact if you have any issues and always there when you need to challenge anything. Reviewed on: 16th February 2026

Great experience in the app for managing my finances.

Great experience in the app for managing my finances. Reviewed on: 16th February 2026

It’s help me become better with money due to the...

It’s help me become better with money due to the pots Reviewed on: 16th February 2026

Great app and plenty benefits too, the savings chall...

Great app and plenty benefits too, the savings challenges and more are a nice little touch. Switching to monzo was so smooth and stress free. Reviewed on: 16th February 2026

Excellent Bank

I have had a current and savings account with Monzo for the last 4 years and have never had a problem with them. They offer very competitive interest rates and their internet banking system is easy to navigate. It is fully informed, all queries I have had have been answered without having to call them. I especially like the ‘savings pots’, I can save for specific items like holidays or Xmas and see those savings grow. I can also ‘lock’ the money away until I’m ready to use it. The perks are pretty generous too. Reviewed on: 16th February 2026

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