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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17291 reviews)

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4.92

Based on 17,291 reviews, last reviewed 29th Jan 2026

3000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve been with Monzo for several years now. I’ve been with Monzo for several years now. I like the variety of saving options such as Mondo flex. The app is very clearly laid out and I can find e... Read more Reviewed on: 29th January 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17291)

Review of the Monzo, Current account:

Simple but what I need

They seem to have thought of everything! Reviewed on: 13th April 2021

Like how you can split bills, or request money.

Like how you can split bills, or request money. handy for when on holiday or big groups. Reviewed on: 22nd January 2026

Easy Banking

I was a bit worried using Monzo at first, How wrong was I. Exceptional bank, Exceptional customer service and to top it off no foreign transaction charges. Absolutely brilliant 10/10 Reviewed on: 22nd January 2026

Great all rounder

I can’t fault Monzo at all. It’s my favourite bank. I use it as a hub for all my banking and I love all the constant new features and clean design. I love how it helps to manage my money as well and the Perks tier is great value for money Reviewed on: 22nd January 2026

Monzo the bank for getting to grips with your finances

Monzo really makes looking after my finances easy and less intimidating. The layout is easy to navigate. It is simple to understand and makes me want to be better with my finances. The perks are great value for money. The initiatives like the 1p challenge and savings options are great and make banking interesting. Reviewed on: 22nd January 2026

Such an incredible, innovative bank.

Such an incredible, innovative bank. Great user interface and perks plan is well worth the monthly payment. Reviewed on: 21st January 2026

Best account to use

It’s good for daily spending and good for budgeting. Reviewed on: 14th January 2026

I wanted to send £1000 to a friend in Dubai to buy C...

I wanted to send £1000 to a friend in Dubai to buy Christmas presents for friends, Monzo flagged this a scam, I had about £25000 in my account. They asked for access to my social media as proof I knew this person. After I jumped through all the hoops and there was a lot, including wanting copies of my other bank account statements. They still said I couldn't spend my own money. They then closed my account. What sort of bank can decide who or what you can spend your own money on. Now I'm with a much better online bank that actually has much better features. Reviewed on: 12th January 2026

Good bank in mobile application.

Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025

first of all I am not good English speaker, but I tr...

first of all I am not good English speaker, but I try to do my best.. I sent money on weekend 2;30 am In the morning to wrong account number..I didn't know what to do. I just sent them a simple text and I told them What I have done by mistake..they immediately responded and they Refund money into my account less than 5 minutes They are number one in the world for the banking system and service..I love you monzo.. Thank you Reviewed on: 17th October 2025

My experience with Monzo has been brilliant honestly...

My experience with Monzo has been brilliant honestly and I like the fact that it notifies me every time I use my Monzo card and also when I get sent money, so I really do love Monzo Reviewed on: 1st October 2025

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