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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18164 reviews)

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4.93

Based on 18,164 reviews, last reviewed 24th Feb 2026

46250% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It’s the savings they offer and how easy it is to us... It’s the savings they offer and how easy it is to use the banking app. I know my Christmas savings will be sorted with Monzo as they are helping peopl... Read more Reviewed on: 24th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18164)

Review of the Monzo, Current account:

Straight forward Modern day banking

Queries are answered fast politely and followed up. Everything is simple to use and I’ve even converted my dad over as he hated online banking before and is now a pro! Thanks Monzo, keep up the hard work Reviewed on: 23rd February 2022

Monza is the one

Quick notifications no delays. App is easy to navigate Reviewed on: 23rd February 2026

Great app and easy to use.

Great app and easy to use. Lots of information and valuable data. Reviewed on: 23rd February 2026

Amazing Experience With Monzo!

Switched to Monzo last year, best bank by a MILE. Customer support is 10/10 with any issues, chargebacks or random payments, The Perks plan is BRILLIANT as a student being able to pay £7 a month for an annual railcard, a weekly greggs and a free monthly trip to the cinema with a discount on the food!. A lot of banking apps make it difficult to find savings, credit ratings etc etc but the layout of Monzo is great! (+ you can edit the layout to your liking!!) I’ve reccomended Monzo to basically everyone atp! Reviewed on: 23rd February 2026

Monzo has made consciously banking very easy.

Monzo has made consciously banking very easy. I’ve been able to create pots, increase my investing and monitor my spending. Reviewed on: 23rd February 2026

Amazing banking experience, very easy to use interfa...

Amazing banking experience, very easy to use interface and Monzo max provides great value for money along with a different customer experience that many banks don’t tend to offer, overall a great app provided by a great bank Reviewed on: 23rd February 2026

Modern Banking at its best!

I’ve been a Monzo customer for years after switch by banking to them, I cannot fault the service. I love there savings features and Flex options Reviewed on: 23rd February 2026

Excellent

Amazing, would recommend to all friends and family Reviewed on: 23rd February 2026

Easy to use the app, great benefits as I have the ma...

Easy to use the app, great benefits as I have the max plan and also contents insurance for my home which has always been great to deal with. great for the saving challenges too Reviewed on: 23rd February 2026

It’s great.

It’s great. Pay for the Perks Account and it’s amazing value for money. Reviewed on: 23rd February 2026

Helpful and reliable.

Helpful and reliable. Never had a problem with them Reviewed on: 23rd February 2026

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