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Monzo: Current account reviews

Name: Current account
Rating: 4.846411771718629418 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Easy and friendly to use

It's been fun using monzo easy to install and app friendly Reviewed on: 18th January 2024

Best. Bank. Ever.

Monzo have been brilliant start to finish, always offering to help beforw i even need to ask. Super wasy to use app with more functions than any other. Reviewed on: 18th January 2024

Best Bank

Monzo is probably the best bank I have been with. The service is great and if you have a problem it is absolutely no effort on their part to help you fix it. My son introduced me to Monzo and I would certainly recommend them to others. I love being able to have different pots for different savings accounts. Reviewed on: 18th January 2024

Holiday money

Using my card abroad on several ccaaions, monzo finds the cheapest rate, where else would you get that. Well done Monzo Reviewed on: 18th January 2024

Monso is for everyone

Accessibility 9 good none verbal Communication , simplicity , Reviewed on: 18th January 2024

Fast and easy set up.

Fast and easy set up. Love the app and features. Reviewed on: 18th January 2024

Great banking experience

Great banking experience with a wide range of products and services to help budget and watch your spending Reviewed on: 18th January 2024

Change the game of how a bank account should run.

It is easy to use. Great appearance. Change the game of how a bank account should run. I love that I can change my monthly statements to the dates that I want. I like how easy it is to see my balance and my budget of what I am spending in a month. Reviewed on: 18th January 2024

Brilliant

They are a brilliant bank. Never had an issue with them. Would recommend Reviewed on: 18th January 2024

Very safe to use excellent I only use Monzo

Very safe to use excellent I only use Monzo Reviewed on: 18th January 2024

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