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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

user friendly

Very user friendly to use it and to navigate through the options Reviewed on: 18th January 2024

Best customer service

Love the prompt top tier friendly customer service! Reviewed on: 18th January 2024

Always receive a good service

Always receive a good service with my banking as well as offers Reviewed on: 18th January 2024

Really easy to use banking app

The app is super easy to use and I love that I can see my spending habits in categories so I have a better idea of my spending habits. Reviewed on: 18th January 2024

Great experience with monzo

Great experience monzo there are only a few things I would change like the withdrawal amounts and deposit limits. Apart from this monzo has been a great banking app Reviewed on: 18th January 2024

Easy to use

Generally happy, easy to use. Love the pots Reviewed on: 18th January 2024

I love the early payday option and the high interest...

I love the early payday option and the high interest rate. I moved my finances from Halifax. Reviewed on: 18th January 2024

All that you need from a bank without any of the hassle

Monzo does everything that you need from a bank (and more) and it does it extremely well. The user experience is great and offers a lot of useful features while maintaining its simplicity. I wish Monzo would be available in more countries. Reviewed on: 18th January 2024

My experience with Monzo has been amazing with no fl...

My experience with Monzo has been amazing with no flaws even when I’ve had difficult questions they were understandable and pointed me in the right direction. Making my switch to them 3 years ago was the best decision I’ve made and they also made it so simple for me to switch banks too Reviewed on: 18th January 2024

Very easy to use wherever you are in the world...

Very easy to use wherever you are in the world Reviewed on: 18th January 2024

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