Smart Money People Logo
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,402 reviews, last reviewed 28th Apr 2026
3226% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026
Baz Sellers's avatar
Baz Sellers

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19402)

Best Bank at the moment.

5
Best Bank at the moment. Been with Monzo for over 4 years now and I absolutely can't complain. Monzo has the best online app for banking, easy understandable interface, I love the savings pots! Easy transfers abroad, good customer service, excellent value for money. Reviewed on: 18th January 2024
DR's avatar
DR

Its just a fantastic bank.

5
Its just a fantastic bank. Seemless service. Customer service is best in UK. Reviewed on: 18th January 2024
Lewis P's avatar
Lewis P

Best bank in Europe no cost or very less cost when u...

5
Best bank in Europe no cost or very less cost when use abroad Reviewed on: 18th January 2024
Moeed u's avatar
Moeed u

Faultless in every aspect.

5
Faultless in every aspect. Very honest and transparent Reviewed on: 18th January 2024
Suzanne L's avatar
Suzanne L

Since I changed current account Monzo had really hel...

5
Since I changed current account Monzo had really helped me make the most of my money and made me savvy about it!! Well done!! Reviewed on: 18th January 2024
Carlos L's avatar
Carlos L

Great service very simple to use very efficient

5
Great service very simple to use very efficient Reviewed on: 18th January 2024
Luke W's avatar
Luke W

I love monzo!!

5
I love monzo, it's helped me save money in the pot system. I'm now transferring my joint account to monzo too so it can help me organise all my finances. Reviewed on: 18th January 2024
Felicity 's avatar
Felicity

Monzo is very easy online banking and it keeps track...

5
Monzo is very easy online banking and it keeps track on your spending I find it very easy and convenient. Reviewed on: 18th January 2024
Imran s's avatar
Imran s

Great experience

5
It's been a great experience so far. Monzo offers nice perks. Reviewed on: 18th January 2024
Manuel 's avatar
Manuel

Super convenient and customer friendly service.

5
Super convenient and customer friendly service. Always in control of my money. Easy application process. Reviewed on: 18th January 2024
Olesya S's avatar
Olesya S

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo

  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo

  • Flex Purchase credit card

    from Monzo 4.97 from 3172 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill