Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

View other Monzo products

4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Very quick at opening account and sending out cards.

Very quick at opening account and sending out cards. Reviewed on: 18th January 2024

I try to talk customer service its really not work b...

I try to talk customer service its really not work but thing is your bank do not have any physical brach as a like this side you should give live chat access 24*7 hours and people should have to access talk with any agent of yor bank directly for sorting their problems Reviewed on: 18th January 2024

Useful monzo card

Trouble free use of my monzo card used for every day shopping . Reviewed on: 18th January 2024

Recurring patreon payment after cancellation

I had a problem with a patreon going out of my account. I managed to chat to someone from the initial talk bot stage and they sorted it out for me straight away. Then got a follow up to make sure everything was ok. Couldn’t ask for more. Reviewed on: 18th January 2024

Brilliant

Monzo quick easy use able worth having Reviewed on: 18th January 2024

It’s easy and simple to use and coexist between my l...

It’s easy and simple to use and coexist between my local bank Reviewed on: 18th January 2024

The app is so easy to use, the security value of it...

The app is so easy to use, the security value of it is great that you get notified of transactions and to approve certain transactions, it gives you a piece of mind that your money is safe Reviewed on: 18th January 2024

Class, great bank

Class, great bank, never had an issue. Reviewed on: 18th January 2024

They perform well in all aspects

They are just gooooood (trust me) Reviewed on: 18th January 2024

Amazing bank

Top bank. Top customer service team. Easy to set up. Any questions needing answered are found easily in the forum or by customer service team. Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Black Account
from NatWest 4.27 from 233 reviews
Basic current account
from Santander 4.12 from 332 reviews
Club Lloyds Current Account
from Lloyds Bank 4.45 from 676 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3172 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub