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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

I LOVE Monzo!!

I absolutely love Monzo, everything is quick and easy, from opening an account to making a payment.. no unnecessary barriers, so everything is quite efficient. I wouldn’t trade this bank for the world! I also love the added ‘ding’ sound effect when sending/receiving money! Reviewed on: 18th January 2024

The ease in which to use monzo is exceptional!

The ease in which to use monzo is exceptional! The savings and the monzo flex are so easy to use. I have never used a bank with both these attributes. Reviewed on: 18th January 2024

Great experience

Great experience so far. App easy to use and very intuitive Reviewed on: 18th January 2024

Monza is efficient I keep track of all my spending.

Monza is efficient I keep track of all my spending. I am notified whenever money is input into my account. My statements are on point and easy to access. A plus for Monza. I like the visual cards and the magnificent bright colours. That's how I became a member and a friend introduced me. I also introduced two of my co-workers to Monza. Reviewed on: 18th January 2024

A thumbs up

It’s a fantastic card and the round ups that go into your pot. Great idea Reviewed on: 18th January 2024

Thankfully great

I was introduced to Monzo by a friend. So I took time to have an look. And yes I liked wat I saw. So I joined Monzo. I also got credit which was very helpful for me on those short pay day's. I appreciate Monzo and have introduced more of my friends to it thank you Reviewed on: 18th January 2024

I had used many banks but really appreciate you monz...

I had used many banks but really appreciate you monzo bank i had a great experience with monzo bank Reviewed on: 18th January 2024

My first and only bank account, I couldn’t do any be...

My first and only bank account, I couldn’t do any better monzo is amazing! Reviewed on: 18th January 2024

very helpful when travelling as there is no tax.

very helpful when travelling as there is no tax. its good with apple pay and there’s a secure way to store your money in savings accounts or making pots for different things e.g savings for a car Reviewed on: 18th January 2024

10/10 everytime.

10/10 everytime. Monzo has helped me keep on track of my finances, clear my debts and even save! Reviewed on: 18th January 2024

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