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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Best Bank at the moment.

Best Bank at the moment. Been with Monzo for over 4 years now and I absolutely can't complain. Monzo has the best online app for banking, easy understandable interface, I love the savings pots! Easy transfers abroad, good customer service, excellent value for money. Reviewed on: 18th January 2024

Its just a fantastic bank.

Its just a fantastic bank. Seemless service. Customer service is best in UK. Reviewed on: 18th January 2024

Best bank in Europe no cost or very less cost when u...

Best bank in Europe no cost or very less cost when use abroad Reviewed on: 18th January 2024

Faultless in every aspect.

Faultless in every aspect. Very honest and transparent Reviewed on: 18th January 2024

Since I changed current account Monzo had really hel...

Since I changed current account Monzo had really helped me make the most of my money and made me savvy about it!! Well done!! Reviewed on: 18th January 2024

Great service very simple to use very efficient

Great service very simple to use very efficient Reviewed on: 18th January 2024

I love monzo!!

I love monzo, it's helped me save money in the pot system. I'm now transferring my joint account to monzo too so it can help me organise all my finances. Reviewed on: 18th January 2024

Monzo is very easy online banking and it keeps track...

Monzo is very easy online banking and it keeps track on your spending I find it very easy and convenient. Reviewed on: 18th January 2024

Great experience

It's been a great experience so far. Monzo offers nice perks. Reviewed on: 18th January 2024

Super convenient and customer friendly service.

Super convenient and customer friendly service. Always in control of my money. Easy application process. Reviewed on: 18th January 2024

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