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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

What An Amazing Online Bank

What An Amazing Online Bank. My time with Monzo Bank so far has been amazing, I joined back in May 2023 using the switch service from my old bank. The switch between my old bank and Monzo was flawless, I was kept updated about everything happening. The best feature of Monzo has to be the Pots. They make sorting my money out easy so I can spend whatever I have left without worrying about spending the money I need to keep. Another brand new feature they just introduced Cashback is amazing I love being able to get cashback directly from my bank safely and securely. It's also amazing that you can split bills or other payments for anyone whether they have a monzo account or not. I never really used my in-bank features (cash deposits, etc) so I switched to Monzo and haven't looked back. I would recommend this bank to anyone old or young. Reviewed on: 18th January 2024

My all in one bank

I've always found the app really intuitive, I've never had to contact them because everything is right there in the app- love using the pots and the round up feature is a personal favorite for saving, all in all my best bank! I have a personal and joint account as well as a loan and all easy to use and access! Reviewed on: 18th January 2024

Amazing online banking

Fulfills all the needs of modern people, love it. Reviewed on: 18th January 2024

Be monzo e be save

I'm very satisfied with monzo, it's a very good bank and I can manage my account better! I recommend monzo, because it is a good bank with great service!!! Reviewed on: 18th January 2024

Monzo provides you a flexible way to pay your credits!

Monzo provides you a flexible way to pay your credits! Online transaction is very safe and convenient! Monzo provides you good value for your hard earned money. I have recommended Monzo to my friends!!!! Reviewed on: 18th January 2024

Fantastic bank and easy to use app.

Fantastic bank and easy to use app. Amazing rates of interest on savings too Reviewed on: 18th January 2024

Amazing customer service.

Amazing customer service. Excellent customer care. Reviewed on: 18th January 2024

Super helpful friendly banking

Easy to use app, where you can see your money laid out in an informative but visually pleasing way. Very helpful chat feature so you can speak to the staff. Who have always been very pleasant and helpful. There are a few paid for accounts but I just have the free one which is perfect for me. Reviewed on: 18th January 2024

Monzo is a breath of fresh air.

Monzo is a breath of fresh air. Everything is so easy to manage. Not like traditional banks where you had to visit the branch. With Monzo it’s all super easy. Reviewed on: 18th January 2024

Monzo is really easy to use :)

Monzo is really easy to use. It’s easy to set up, and using the app is really straightforward. The customer service is accessible, helpful, and really quick! I’m looking forward to using Monzo to save - I’ve just opened a savings account because of their rates :) Reviewed on: 18th January 2024

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