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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Love the app easy banking good saving rate

Love the app easy banking good saving rate Reviewed on: 18th January 2024

My best bank ever

They have great products, never an issue, if I have a question or need to contact them, everything is sorted quickly. My best bank ever!!! Reviewed on: 18th January 2024

Be a Monzo

Always on hand and quick to deal with issues Reviewed on: 18th January 2024

Very helpful and good service

Very helpful and good service,fast contact Reviewed on: 18th January 2024

Refreshing banking in a modern world

From being paid a day early to competitive savings rates and BlackRock investment opportunities it's refreshing to see a bank that isn't screwing everyone over. We get our benefits, they make their profits and everyone is happy. New banking 10 Reviewed on: 18th January 2024

When there is a problem, Monzo Bank always responds...

When there is a problem, Monzo Bank always responds quickly Reviewed on: 18th January 2024

I love Monzo because of the pots and how easy it is...

I love Monzo because of the pots and how easy it is to use it. Reviewed on: 18th January 2024

I have used Monzo for years as a way of squirreling...

I have used Monzo for years as a way of squirreling away money. I made it my main back account around 18 months ago so I could take better control of my spending and more importantly my savings. I use regular pots and savings pots for a variety of different things.. I have a pot for my sons nursery fees, pots for all my other bill, groceries, birthday and Christmas sinking funds.. I've set up a savings pot for my son, and one for myself. I track where my money is going and am wasting far less Reviewed on: 18th January 2024

So easy to use, the apps programming is spot-on.

So easy to use, the apps programming is spot-on. Reviewed on: 18th January 2024

Best banking app

the Monzo app has the best banking features I’ve ever seen. So many ways to track your finances, graphs and charts, and that’s just for the free version. You even get a Flex card (credit card) with custom ways of paying back, paying early etc. it’s all worth it for their amazing banking app. Reviewed on: 18th January 2024

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