Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,402 reviews, last reviewed 28th Apr 2026
3226% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026
Baz Sellers's avatar
Baz Sellers

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19402)

Any help iv needed Monzo has always helped and resol...

5
Any help iv needed Monzo has always helped and resolved the issue. I get payed early and find it great to save with Monzo. Reviewed on: 18th January 2024

It’s very good and easy to use for all ages...

5
It’s very good and easy to use for all ages Reviewed on: 18th January 2024

monzo plus is worth every penny

5
I use monzo plus to track all my spending across other account which is really easy to do with the user friendly app. I also forgot my password recently and was easily able to get a reminder in minutes, rather than waiting for a reminder in the post Reviewed on: 18th January 2024

Outstanding service.

5
Outstanding service. The app works so well! Reviewed on: 18th January 2024

Wonderful good app easy and faster

5
Wonderful good app easy and faster Reviewed on: 18th January 2024

It’s been a great and stress-free experience banking...

5
It’s been a great and stress-free experience banking with Monzo so far. Swift transactions without hassle, top notch services and security. Reviewed on: 18th January 2024

Easy to open and operate.

5
Easy to open and operate. Also the debut card came in fews days. Reviewed on: 18th January 2024

User-friendly!

5
Monzo is super user-friendly and I think that this is an important thing in banking and managing finances. Reviewed on: 18th January 2024

Wish we had used Monzo sooner!

5
Monzo is easy to use and the regular updates on how you are doing with your finances are great! Also, the ability to create pots and distribute your money easily is brilliant! Reviewed on: 18th January 2024

Most recommend online banking trust bank

5
Most recommend online banking trust bank Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3172 reviews
    Monzo
    View all products