Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.846302551071924680 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

My experience with Monzo has been amazing with no fl...

My experience with Monzo has been amazing with no flaws even when I’ve had difficult questions they were understandable and pointed me in the right direction. Making my switch to them 3 years ago was the best decision I’ve made and they also made it so simple for me to switch banks too Reviewed on: 18th January 2024

Very easy to use wherever you are in the world...

Very easy to use wherever you are in the world Reviewed on: 18th January 2024

I LOVE Monzo!!

I absolutely love Monzo, everything is quick and easy, from opening an account to making a payment.. no unnecessary barriers, so everything is quite efficient. I wouldn’t trade this bank for the world! I also love the added ‘ding’ sound effect when sending/receiving money! Reviewed on: 18th January 2024

The ease in which to use monzo is exceptional!

The ease in which to use monzo is exceptional! The savings and the monzo flex are so easy to use. I have never used a bank with both these attributes. Reviewed on: 18th January 2024

Great experience

Great experience so far. App easy to use and very intuitive Reviewed on: 18th January 2024

Monza is efficient I keep track of all my spending.

Monza is efficient I keep track of all my spending. I am notified whenever money is input into my account. My statements are on point and easy to access. A plus for Monza. I like the visual cards and the magnificent bright colours. That's how I became a member and a friend introduced me. I also introduced two of my co-workers to Monza. Reviewed on: 18th January 2024

A thumbs up

It’s a fantastic card and the round ups that go into your pot. Great idea Reviewed on: 18th January 2024

Thankfully great

I was introduced to Monzo by a friend. So I took time to have an look. And yes I liked wat I saw. So I joined Monzo. I also got credit which was very helpful for me on those short pay day's. I appreciate Monzo and have introduced more of my friends to it thank you Reviewed on: 18th January 2024

I had used many banks but really appreciate you monz...

I had used many banks but really appreciate you monzo bank i had a great experience with monzo bank Reviewed on: 18th January 2024

My first and only bank account, I couldn’t do any be...

My first and only bank account, I couldn’t do any better monzo is amazing! Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bank Account
from Habib Bank Zurich plc 4.14 from 3 reviews
Student Current Account
from Lloyds Bank 4.16 from 6 reviews
Student Current Account
from The Co-operative Bank 4.16 from 8 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1142 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub