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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Any help iv needed Monzo has always helped and resol...

Any help iv needed Monzo has always helped and resolved the issue. I get payed early and find it great to save with Monzo. Reviewed on: 18th January 2024

It’s very good and easy to use for all ages...

It’s very good and easy to use for all ages Reviewed on: 18th January 2024

monzo plus is worth every penny

I use monzo plus to track all my spending across other account which is really easy to do with the user friendly app. I also forgot my password recently and was easily able to get a reminder in minutes, rather than waiting for a reminder in the post Reviewed on: 18th January 2024

Outstanding service.

Outstanding service. The app works so well! Reviewed on: 18th January 2024

Wonderful good app easy and faster

Wonderful good app easy and faster Reviewed on: 18th January 2024

It’s been a great and stress-free experience banking...

It’s been a great and stress-free experience banking with Monzo so far. Swift transactions without hassle, top notch services and security. Reviewed on: 18th January 2024

Easy to open and operate.

Easy to open and operate. Also the debut card came in fews days. Reviewed on: 18th January 2024

User-friendly!

Monzo is super user-friendly and I think that this is an important thing in banking and managing finances. Reviewed on: 18th January 2024

Wish we had used Monzo sooner!

Monzo is easy to use and the regular updates on how you are doing with your finances are great! Also, the ability to create pots and distribute your money easily is brilliant! Reviewed on: 18th January 2024

Most recommend online banking trust bank

Most recommend online banking trust bank Reviewed on: 18th January 2024

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