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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Simple, intuitive and very easy to use.

Simple, intuitive and very easy to use. Love Monzo! Reviewed on: 18th January 2024

Amazing and such easy app to use

Amazing and such easy app to use Reviewed on: 18th January 2024

Great Bank , Brilliant service

I have been banking with Monzo for a few years now and I honestly have zero complaints. The services that they provide are second to non . Their online banking is easy , super user friendly and informative. The interest rates and the facilities that they provide to their customers are fantastic . And I am very happy to bank with them Reviewed on: 18th January 2024

Great bank, super user friendly and a great app

Great bank, super user friendly and a great app, lots of new features to help making saving and managing your finances easier. Reviewed on: 18th January 2024

im very happy to use Monzo bank.

im very happy to use Monzo bank. Reviewed on: 18th January 2024

Positive experience, very happy with Monzo so far.

Positive experience, very happy with Monzo so far. Being able to use it easily when traveling is a big plus, and I appreciate the app's tracking and measuring capabilities. Would absolutely recommend it to friends. Reviewed on: 18th January 2024

Easy to use

Very easy to use with clear guidance on how to do it. Very straight forward Reviewed on: 18th January 2024

I travels back and forth between the Caribbean and I...

I travels back and forth between the Caribbean and I cam use and the money easy as ever. My wife even transfer funds for me in seconds and the exchange rates are incredible Reviewed on: 18th January 2024

I use Monzo saving pots, they are very flexible and...

I use Monzo saving pots, they are very flexible and suit me well. Reviewed on: 18th January 2024

Great company!!

I have been with Monzo for around 2 years and they have provided nothing but great customer service and help when needed Reviewed on: 18th January 2024

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