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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo is a breath of fresh air.

Monzo is a breath of fresh air. Everything is so easy to manage. Not like traditional banks where you had to visit the branch. With Monzo it’s all super easy. Reviewed on: 18th January 2024

Monzo is really easy to use :)

Monzo is really easy to use. It’s easy to set up, and using the app is really straightforward. The customer service is accessible, helpful, and really quick! I’m looking forward to using Monzo to save - I’ve just opened a savings account because of their rates :) Reviewed on: 18th January 2024

Any help iv needed Monzo has always helped and resol...

Any help iv needed Monzo has always helped and resolved the issue. I get payed early and find it great to save with Monzo. Reviewed on: 18th January 2024

It’s very good and easy to use for all ages...

It’s very good and easy to use for all ages Reviewed on: 18th January 2024

monzo plus is worth every penny

I use monzo plus to track all my spending across other account which is really easy to do with the user friendly app. I also forgot my password recently and was easily able to get a reminder in minutes, rather than waiting for a reminder in the post Reviewed on: 18th January 2024

Outstanding service.

Outstanding service. The app works so well! Reviewed on: 18th January 2024

Wonderful good app easy and faster

Wonderful good app easy and faster Reviewed on: 18th January 2024

It’s been a great and stress-free experience banking...

It’s been a great and stress-free experience banking with Monzo so far. Swift transactions without hassle, top notch services and security. Reviewed on: 18th January 2024

Easy to open and operate.

Easy to open and operate. Also the debut card came in fews days. Reviewed on: 18th January 2024

User-friendly!

Monzo is super user-friendly and I think that this is an important thing in banking and managing finances. Reviewed on: 18th January 2024

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