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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3173% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Foreign transactions have been the highlight of what...

Foreign transactions have been the highlight of what is excellent with monzo. Reviewed on: 18th January 2024

Mono is very good and I invited all my friends and f...

Mono is very good and I invited all my friends and family to join monzo and they love it its very helpfull Reviewed on: 18th January 2024

Awesome experiences

Awesome experiences, other than they turned me down to work for them… 3 times lol Reviewed on: 18th January 2024

Excellent app.

Excellent app. Low rates for travel abroad Reviewed on: 18th January 2024

It’s good and I like very much .

It’s good and I like very much . It is easy to use Reviewed on: 18th January 2024

By far the most user friendly app and has all the be...

By far the most user friendly app and has all the best features Reviewed on: 18th January 2024

Excellent Customer service

Excellent Customer service and easy to use the Monzo app Reviewed on: 18th January 2024

It’s very accessible and offers a lot of additional...

It’s very accessible and offers a lot of additional functions Reviewed on: 18th January 2024

Banking made easy.

Banking made easy. Great app easy to use and with all the added benefits including investing. Reviewed on: 18th January 2024

Would recommend

I've been with monzo for nearly 4 years and have never had an issue. I love the pot saving feature with the roundups and the tracker for different types of spending. I also like the month on the month comparison on spending. Reviewed on: 18th January 2024

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