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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Changed from nationwide to monzo, i love it and i ha...

Changed from nationwide to monzo, i love it and i handle my money so much easier! Reviewed on: 18th January 2024

Monzo is the only bank that value the need of the co...

Monzo is the only bank that value the need of the common man . They come through whenever I needed assistance Reviewed on: 18th January 2024

Very happy with Monzo

Since opening my Monzo account I have found it very easy to use with nothing hidden. Only wish I'd opened an account sooner. Reviewed on: 18th January 2024

Simple and easy to use

Good interest on savings and very convenient current account Reviewed on: 18th January 2024

Bills in pot and weekly allowance

One of my favourite features I am using weekly is paying bills from my pot.I have created a pot with all the monthly money necessary to cover all my bills and a set amount per week automatically transferred to our JA weekly. It means that the rest of the money is out aside in a high interest rate Reviewed on: 18th January 2024

Easy and Reliable.

Easy and Reliable. Easy to use at Anytime and Anyplace Reviewed on: 18th January 2024

The best online bank in the world in terms of servic...

The best online bank in the world in terms of service and financial tools Reviewed on: 18th January 2024

Fantastic to deal with 5 star service

Fantastic to deal with 5 star service Reviewed on: 18th January 2024

One time my money stuck in middle but customer care...

One time my money stuck in middle but customer care give a good support to me Reviewed on: 18th January 2024

The easiest bank to use!

The easiest account to use, especially to move money to savings. The split bill is a life saver. Reviewed on: 18th January 2024

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