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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Customer service

Excellent in handling all types of queries Reviewed on: 18th January 2024

I am very satisfied with the use of monzo for two ye...

I am very satisfied with the use of monzo for two years now, I trust only this bank Reviewed on: 18th January 2024

Top notch service

Sorted out my problem in no time at all with no fuss exceptional customer service Reviewed on: 18th January 2024

Easy to use, instant feedback and great customer ser...

Easy to use, instant feedback and great customer service Reviewed on: 18th January 2024

I have been using monzo since 1 year and i loved it...

I have been using monzo since 1 year and i loved it so much, there services are so good. I liked it so much Reviewed on: 18th January 2024

Simplistic and effective card

Ease of use on all transactions, keeps you up to date constantly. Saving pots and Cashback schemes are very good.Have recommended to several people and they have all enrolled. Reviewed on: 18th January 2024

Easy to use app

So far so good.. excellent app too Reviewed on: 18th January 2024

My Best Friend Always,Any Time & Promtly whit you

My Best Friend My Best Friend When you need help in bad times,he helping you .Always you need to have trust but also serious when you need to REPAY Reviewed on: 18th January 2024

Monzo is soo convenient and easy to use easy to navi...

Monzo is soo convenient and easy to use easy to navigate the app and set reminders Reviewed on: 18th January 2024

You will never look back!

Was new to the UK and needed a bank account to get on the payroll quick. Monzo was the quickest way to open a bank account so I got a Monzo fully expecting to switch to 'High Street Bank' later on but I have never looked back since I've started using it. From budgeting, pots, trends, to credit card and even investing options. It has everything, even things I didn't know I needed. I could not be happier with the service. Reviewed on: 18th January 2024

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