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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Excellent banking service

Excellent banking service. I love being able to move my money round into different pots with ease. Reviewed on: 18th January 2024

Ever enjoyed current account

I have absolutely enjoyed my current account with monzo and I have derived so much value from its services Reviewed on: 18th January 2024

I have been in love with Monzo for years.

I have been with Monzo for years. Love how easy it is and how helpful they are. Best rates for travelling ( and ease!) and excellent rates for easy access savings. I recommend it to everyone on travels abroad and at home. Love it Reviewed on: 18th January 2024

No frills banking at the palm of of the hand

No frills banking at the palm of of the hand Reviewed on: 18th January 2024

So far so great!

So far so great! Really helping me with my business. Reviewed on: 18th January 2024

Problems are sorted straight away.

Problems are sorted straight away. Reviewed on: 18th January 2024

have been with monzo and monzo plus for 3 years now,...

have been with monzo and monzo plus for 3 years now, everytime I have had any issues they have provided immediate support, also great interest rates always changing reflective of the ongoing fiscal changes. great service, very user friendly app. Reviewed on: 18th January 2024

Excellent customer service, very slick app too.

Excellent customer service, very slick app too. Reviewed on: 18th January 2024

Monzo Flex should win all the awards.

Monzo Flex should win all the awards. And Monzo as bank doing fantastically well. Reviewed on: 18th January 2024

Brilliant tools to have total control over your banking

I've been with them since the very beginning, and they continue to amaze. The current account is great, and the interaction with other products, like small separate saving pots and including ones outside Monzo like my mortgage is a total game changer for me. Brilliant. Reviewed on: 18th January 2024

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