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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Excellent banking

Clearcut description on things and easy to use Reviewed on: 18th January 2024

Monzotacular

Monzo is so easy to use the app is clear and easy to use. I work for another mainstream bank and I find the Monzo app to be lightyears ahead of the other mainstream banks. Reviewed on: 18th January 2024

customer service professional and prompt reply

customer service professional and prompt reply Reviewed on: 18th January 2024

My Monzo Journey

I've been with Monzo for a few years now and their account has easily been the best online banking experience I've had. The app is packed full of useful features that range from money management to keeping your details secure when shopping online. Educational aspects such as the investment option are easy to understand and simple to use. All in all I've enjoyed every second of my experience with Monzo and cannot see me using any other bank as my main account in the future. Reviewed on: 18th January 2024

Monzo has been really good from start to finish.

Monzo has been really good from start to finish. Whatever I need, I've had a really good and easy time with it. Reviewed on: 18th January 2024

Innovative and Beautiful

I have used Monzo for a long while as my main account and have never had any problems. Their customer service is brilliant and the app is always being development with innovative ideas to help the customer. They also constantly ask for ways to improve and ideas to add to their ever-evolving features. Reviewed on: 18th January 2024

The app couldn't be more user friendly.

The app couldn't be more user friendly. Everything is intuitive to use. Reviewed on: 18th January 2024

Great for using abroad!

Great for using abroad! Easy to access money. I like the spending analysis. Easy to apply for accounts. I feel I have good control over my money and my account. Reviewed on: 18th January 2024

Monzo is great!

I like Monzo because it’s very easy and fast to use. Everything is clear in app and safely at the same time. Reviewed on: 18th January 2024

Excellent , love Monzo , I will never change this...

Excellent , love Monzo , I will never change this bank Reviewed on: 18th January 2024

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