Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

View other Monzo products

4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

It’s really good quality service excellent customer...

It’s really good quality service excellent customer service quality and save good brilliant for business and daily life Reviewed on: 18th January 2024

Best banking experience

Since I have been with monzo for a while now never had any problems the customer service is first class very helpful to great bank I am glad I changed Reviewed on: 18th January 2024

Changed from nationwide to monzo, i love it and i ha...

Changed from nationwide to monzo, i love it and i handle my money so much easier! Reviewed on: 18th January 2024

Monzo is the only bank that value the need of the co...

Monzo is the only bank that value the need of the common man . They come through whenever I needed assistance Reviewed on: 18th January 2024

Very happy with Monzo

Since opening my Monzo account I have found it very easy to use with nothing hidden. Only wish I'd opened an account sooner. Reviewed on: 18th January 2024

Simple and easy to use

Good interest on savings and very convenient current account Reviewed on: 18th January 2024

Bills in pot and weekly allowance

One of my favourite features I am using weekly is paying bills from my pot.I have created a pot with all the monthly money necessary to cover all my bills and a set amount per week automatically transferred to our JA weekly. It means that the rest of the money is out aside in a high interest rate Reviewed on: 18th January 2024

Easy and Reliable.

Easy and Reliable. Easy to use at Anytime and Anyplace Reviewed on: 18th January 2024

The best online bank in the world in terms of servic...

The best online bank in the world in terms of service and financial tools Reviewed on: 18th January 2024

Fantastic to deal with 5 star service

Fantastic to deal with 5 star service Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Debit Card
from RBS 3.83 from 4 reviews
Student Current Account
from Lloyds Bank 4.16 from 6 reviews
Graduate Account
from NatWest 4.43 from 63 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1140 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub