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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Best Bank!

Opened my monzo account back in 2019 to have alongside my Santander account. The app is so handy with helping you keep track of your spending and is very easy to use. I’ve enjoyed Monzo so much that I made the move to switch everything over to them and use them as my sole current account provider. The only small drawback for me would be the fee when depositing money via PayPoint. However, I would recommend Monzo to anyone. Reviewed on: 18th January 2024

I find the app really easy to use.

I find the app really easy to use. Any time I've contacted customer services, I've always had a good response and resolved any issue very quickly. The account is great for currency conversion as well. Its my go to bank when I'm on holiday as all the transactions and currency conversions can be seen instantly. Reviewed on: 18th January 2024

Monzo is the Best Uk online Banking and all redy mor...

Monzo is the Best Uk online Banking and all redy more and more my friends refer for this bank Reviewed on: 18th January 2024

No hassle

Any Problems sorted within minutes Reviewed on: 18th January 2024

Flex is the best credit card ever

Monzo is the best bank and has the best app I have every used credit card with flex is brilliant Reviewed on: 18th January 2024

great bank tells you everything you spend, what your...

great bank tells you everything you spend, what your income what you’ve saved Reviewed on: 18th January 2024

An excellent bank account for up to date information...

An excellent bank account for up to date information on your account Reviewed on: 18th January 2024

brilliant app for daily use.

brilliant app for daily use. Flex option is excellent to use Reviewed on: 18th January 2024

Highly recommend

I've been using Monzo for about 6 months and I couldn't be happier. The app is excellent - really user friendly interface and so simple to manage my money. The customer service team are fantastic. I had an issue and it was solved within a couple of hours. I also travel abroad quite a lot and the fact that I don't get charged any fees is such a bonus. I would highly recommend monzo to anyone. Reviewed on: 18th January 2024

Great way to bank, never have any stress with this c...

Great way to bank, never have any stress with this company Reviewed on: 18th January 2024

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