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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Monzo is soo convenient and easy to use easy to navi...

Monzo is soo convenient and easy to use easy to navigate the app and set reminders Reviewed on: 18th January 2024

You will never look back!

Was new to the UK and needed a bank account to get on the payroll quick. Monzo was the quickest way to open a bank account so I got a Monzo fully expecting to switch to 'High Street Bank' later on but I have never looked back since I've started using it. From budgeting, pots, trends, to credit card and even investing options. It has everything, even things I didn't know I needed. I could not be happier with the service. Reviewed on: 18th January 2024

Excellent banking

Clearcut description on things and easy to use Reviewed on: 18th January 2024

Monzotacular

Monzo is so easy to use the app is clear and easy to use. I work for another mainstream bank and I find the Monzo app to be lightyears ahead of the other mainstream banks. Reviewed on: 18th January 2024

customer service professional and prompt reply

customer service professional and prompt reply Reviewed on: 18th January 2024

My Monzo Journey

I've been with Monzo for a few years now and their account has easily been the best online banking experience I've had. The app is packed full of useful features that range from money management to keeping your details secure when shopping online. Educational aspects such as the investment option are easy to understand and simple to use. All in all I've enjoyed every second of my experience with Monzo and cannot see me using any other bank as my main account in the future. Reviewed on: 18th January 2024

Monzo has been really good from start to finish.

Monzo has been really good from start to finish. Whatever I need, I've had a really good and easy time with it. Reviewed on: 18th January 2024

Innovative and Beautiful

I have used Monzo for a long while as my main account and have never had any problems. Their customer service is brilliant and the app is always being development with innovative ideas to help the customer. They also constantly ask for ways to improve and ideas to add to their ever-evolving features. Reviewed on: 18th January 2024

The app couldn't be more user friendly.

The app couldn't be more user friendly. Everything is intuitive to use. Reviewed on: 18th January 2024

Great for using abroad!

Great for using abroad! Easy to access money. I like the spending analysis. Easy to apply for accounts. I feel I have good control over my money and my account. Reviewed on: 18th January 2024

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