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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

66% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Monzo is great!

I like Monzo because it’s very easy and fast to use. Everything is clear in app and safely at the same time. Reviewed on: 18th January 2024

Excellent , love Monzo , I will never change this...

Excellent , love Monzo , I will never change this bank Reviewed on: 18th January 2024

Best Bank!

Opened my monzo account back in 2019 to have alongside my Santander account. The app is so handy with helping you keep track of your spending and is very easy to use. I’ve enjoyed Monzo so much that I made the move to switch everything over to them and use them as my sole current account provider. The only small drawback for me would be the fee when depositing money via PayPoint. However, I would recommend Monzo to anyone. Reviewed on: 18th January 2024

I find the app really easy to use.

I find the app really easy to use. Any time I've contacted customer services, I've always had a good response and resolved any issue very quickly. The account is great for currency conversion as well. Its my go to bank when I'm on holiday as all the transactions and currency conversions can be seen instantly. Reviewed on: 18th January 2024

Monzo is the Best Uk online Banking and all redy mor...

Monzo is the Best Uk online Banking and all redy more and more my friends refer for this bank Reviewed on: 18th January 2024

No hassle

Any Problems sorted within minutes Reviewed on: 18th January 2024

Flex is the best credit card ever

Monzo is the best bank and has the best app I have every used credit card with flex is brilliant Reviewed on: 18th January 2024

great bank tells you everything you spend, what your...

great bank tells you everything you spend, what your income what you’ve saved Reviewed on: 18th January 2024

An excellent bank account for up to date information...

An excellent bank account for up to date information on your account Reviewed on: 18th January 2024

brilliant app for daily use.

brilliant app for daily use. Flex option is excellent to use Reviewed on: 18th January 2024

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