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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Highly recommend

I've been using Monzo for about 6 months and I couldn't be happier. The app is excellent - really user friendly interface and so simple to manage my money. The customer service team are fantastic. I had an issue and it was solved within a couple of hours. I also travel abroad quite a lot and the fact that I don't get charged any fees is such a bonus. I would highly recommend monzo to anyone. Reviewed on: 18th January 2024

Great way to bank, never have any stress with this c...

Great way to bank, never have any stress with this company Reviewed on: 18th January 2024

Good Budgeting and Spending Teacker

It's very useful in terms of tracking purchases as well as recording the amount of purchases for a specific shop that I've had so I know my average spend. As well as good budget tool where I can make different pots for different occasions Reviewed on: 18th January 2024

Monzo all the way!!

My experience with Monzo has been amazing. I have other bank accounts but Monzo stands. It has saved me a lot during embarrassing moments of insufficient funding by way of its unarranged overdraft system, I have the opportunity of splitting bills with friends and it's ease of navigation through the mobile app is remarkable. No unexplainable deductions or unwarranted commercials. I love Monzo. Reviewed on: 18th January 2024

Always reliable and tells me when money has entered...

Always reliable and tells me when money has entered my account which is useful Reviewed on: 18th January 2024

everything is fine, we use the whole family

everything is fine, we use the whole family Reviewed on: 18th January 2024

I find it very easy to use this bank

I find it very easy to use this bank Reviewed on: 18th January 2024

I am an international student.

I am an international student. I always use monzo. From the day 1 when I came UK I am using it. I use it to pay bill, to send money to my home country and so on. I really appreciate the service monzo does. Reviewed on: 18th January 2024

This is a very user friendly banking app.

This is a very user friendly banking app. Reviewed on: 18th January 2024

Very happy customer!

I have been using monzo for more than three years now and have had a fantastic experience. The customer service has been very helpul in resolving ang issues. I am particularly fond of the monzo flex feature. Reviewed on: 18th January 2024

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