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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Monzo is a good online banking, easy and reliable, t...

Monzo is a good online banking, easy and reliable, they offer excellent customer service Reviewed on: 18th January 2024

Fantastic service.

Fantastic service. Loving it. Head up notifications ate brilliant. Reviewed on: 18th January 2024

Getting new card

They will help me get a new card, so I appreciate that with no cost Reviewed on: 18th January 2024

A payments industry review

I work in the payments industry and Monzo is constantly spoken about as a revelation. For me personally, it's usability is second to none. Reviewed on: 18th January 2024

Cery good service

Im happy with Monzo, Everything iż fast and understanmdable Reviewed on: 18th January 2024

Great user experience

Simple. Easy to navigate and great UX interface. Reviewed on: 18th January 2024

Great service

I love this bank.Great service and very quick in solving any problem you have Reviewed on: 18th January 2024

Easily contactable, like the interface and the cashb...

Easily contactable, like the interface and the cashback is a nice new feature. Reviewed on: 18th January 2024

My father died recently causing a massive strain on...

My father died recently causing a massive strain on my time and finances as things needed to be paid on his estate ,monzo were brilliant in understanding my situation for late payments at that time .In such a stressful situation is was good to know monzo had my back Reviewed on: 18th January 2024

My monzo experience!

I have monzo account since 2021, and since that I’ve never has problems or something to complain! It’s easy to learn how to use the app and to manage every detail. Never had difficulties to find something or to transfer any money. Always easy and good to have it, I definitely recommend it! Reviewed on: 18th January 2024

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