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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

great bank.

great bank. love the pots. its makes organising your money and budgeting much easier. Reviewed on: 18th January 2024

Monzo is the best so far,the bank app is easy to use...

Monzo is the best so far,the bank app is easy to use,am able to put aside my bills in a pot,track my spending,have flex for easy purchase buy now pay in bits interest free..... Reviewed on: 18th January 2024

All I can say, it’s really an amazing online bank

All I can say, it’s really an amazing online bank Reviewed on: 18th January 2024

Efficient and easy to use so far.

It's been efficient and easy to use so far. I've managed to earn interest on my money. I've not actually needed customer service yet, but if it runs as smoothly as the app, I'm sure it'll be great! Reviewed on: 18th January 2024

Always fantastic customer service.

Always fantastic customer service. App is easy to use and never a problem. Reviewed on: 18th January 2024

JUST GREAT

Great all around .excellent services. Great bank Reviewed on: 18th January 2024

Easy transaction and navigation.

Easy transaction and navigation. Best online banking Reviewed on: 18th January 2024

Excellent banking.

Excellent banking. Little fuss. The Monzo Flex feature is a massive plus, and it is so simple to use and view different transactions. Reviewed on: 18th January 2024

Monzo makes banking easy.

Monzo makes banking easy. Moving money, paying friends, making payments - everything is straightforward. Banking is a necessity so you don't want to give it much thought. With Monzo you don't need to - it just works. Enabling you to get on with your life. Reviewed on: 18th January 2024

Easy to use, always helpful and a quick service.

Easy to use, always helpful and a quick service. Would 100% recommend Reviewed on: 18th January 2024

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