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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

I once accidentally clicked on a sight and paid for...

I once accidentally clicked on a sight and paid for something i did not understand and Monzo quickly helped me retrieve my money . Thank you Team Monzo. I emailed Monzo without even expecting them to help me but to my surprise Monzo was quick to reply. I explained my problem and they told me they will help me and true to their words i got my money back in a few days after Monzo intervened. Thank you Monzo for your swift action Reviewed on: 18th January 2024

It is an excellent service for managing our money.

It is an excellent service for managing our money. Thank you Reviewed on: 18th January 2024

I came to England and monzo was so accommodating.

I came to England and monzo was so accommodating. It's so easy to use. Especially for someone who is not tech savvy. Then when I had an issue with my card they where super fast and helpful and not to mention patient. Reviewed on: 18th January 2024

Excellent Services & experiences

Excellent Services & experiences Reviewed on: 18th January 2024

Banking with monzo has been seemless

Banking with monzo has been seemless Reviewed on: 18th January 2024

When I had a problem I contacted them via the messag...

When I had a problem I contacted them via the messages and I got a reason back within 2 minutes explaining everything to me which was very helpful. Reviewed on: 18th January 2024

Just a great simple app.

Just a great simple app. Easy to use. Love the request money feature also, really easy when getting money back off friends or splitting a bill. Also, the savings account AER rates are incredible. Overall, just s really good soo that just ticks all the boxes Reviewed on: 18th January 2024

Always recommend Monzo, innovate app and plenty of f...

Always recommend Monzo, innovate app and plenty of features Reviewed on: 18th January 2024

The best smart banking ever!

The best smart banking ever, easy to use, great UI experience and lots of features to work smarter with your money Reviewed on: 18th January 2024

An amazing bank and makes banking easy and provides...

An amazing bank and makes banking easy and provides value for my money Reviewed on: 18th January 2024

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