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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

Had monzo for about 6 years now and no problems at a...

Had monzo for about 6 years now and no problems at all very very easy to transfer to friends and family, and easy to set up transitioning to a new phone. I like instant transaction information, see everything you need to know Reviewed on: 18th January 2024

It’s really good when we use card get notifications...

It’s really good when we use card get notifications quickly Reviewed on: 18th January 2024

Never had an issue.

Never had an issue. I travel quite frequently, always using my card as the exchange rates are great. Monzo Plus also is a great value, credit tracker proves to be very useful. 5/5! Reviewed on: 18th January 2024

My first Job

I moved to monzo when i got my first full time job and it makes budgeting and saving so much easier, i have subscribed to their plus membership and it’s extra benefits and more freedom makes it so adaptable and it really helps me make the most of my money, would be great if they could incorporate my LISA!!!! Reviewed on: 18th January 2024

Great Bank, I've closed most of my accounts and Monz...

Great Bank, I've closed most of my accounts and Monzo is now my primary Bank Reviewed on: 18th January 2024

MONZO Is my very first bank account

Monzo is my very first bank and it's amazing UI has made it so much easier to get to know how to use the customer support live chat is amazing and made it able for me to order a physical bank statement in the post so I could show proof of address to the bookies would recommend Monzo to everyone Reviewed on: 18th January 2024

Not a bad word to say.

Not a bad word to say. Service always excellent Reviewed on: 18th January 2024

Love the app and highly recommend.

Love the app. SO easy to transfer money between accounts. Great interest rates and still easy to access. Have recommended to lots of friends and colleagues. Reviewed on: 18th January 2024

Monzo Bank. Banking for today and tomorrow.

I've had current account with a traditional high street bank for a long time. My wife introduced me to monzo and I have to say, I haven't looked back since. Their approach to banking is modern and in line with the lifestyle of people today. With products like Monzo flex, giving you the flexibility and freedom to enjoy life that much more. The zero fee overseas transactions is a massive blessings. No more getting fleeced at local currency exchange shops. Monzo makes sure you pay for your products at the actual exchange rate with no pesky fees or commission. So to summarise, flexibility at home and peace of mind away. Monzo bank all day! Reviewed on: 18th January 2024

Why would u use anything else

I use Monzo for saving for larger item and holidays , I can see interest building on the app and is paid monthly, I also use Monzo when traveling (USA) and get lots of comments on the great looking Monzo card , I can not fault Monzos service and would recommend to a friend Reviewed on: 18th January 2024

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