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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

Very convenient

Best all-in-one app that helps me manage my finances very efficiently. Love the idea of pots, where I can allocate money for going out or to save up for a bigger buy! Reviewed on: 18th January 2024

All I do with Monzo bank I am satisfied.

All I do with Monzo bank I am satisfied. My son and daughter also bank with you. Reviewed on: 18th January 2024

Any issues swiftly resolved

Any issues swiftly resolved normally info need is already there but if not swift response Reviewed on: 18th January 2024

A great helpful and very supportive bank with a lot...

A great helpful and very supportive bank with a lot of benefits and very good value for my money Reviewed on: 18th January 2024

So glad l moved to monzo

Easy to use even for older people. ! see statements transactions easy ! So glad l joined from another bank and building society Monzo does it all. Am very happy with service and rates Reviewed on: 18th January 2024

I had a case where the merchant subscribed me for so...

I had a case where the merchant subscribed me for some service I didn’t ask for and I told Monzo and they sorted the case efficiently Reviewed on: 18th January 2024

Changed the way I manage my money having the pots is...

Changed the way I manage my money having the pots is a really helpful way to budget. Reviewed on: 18th January 2024

I would recommended MONZO to anyone to join, good ba...

I would recommended MONZO to anyone to join, good banking services and reliable banking Reviewed on: 18th January 2024

Money made easy by Monzo

It is easy to access the account and have very detailed statistics and I review. Monzo also offer great options of saving accounts. Monzo make any money related needs, easy. For exemple, I can send money to an other Monzo account in one click and splitting bills has never been so easy. Reviewed on: 18th January 2024

Efficient and yet personal

Everything is straightforward, good interest on savings, always looking to improve and offer a better personal journey. Reviewed on: 18th January 2024

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