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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19402 reviews)

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4.93

Based on 19,402 reviews, last reviewed 28th Apr 2026

3226% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really helpful customer service, solve most issues w... Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks p... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19402)

I came to England and monzo was so accommodating.

I came to England and monzo was so accommodating. It's so easy to use. Especially for someone who is not tech savvy. Then when I had an issue with my card they where super fast and helpful and not to mention patient. Reviewed on: 18th January 2024

Excellent Services & experiences

Excellent Services & experiences Reviewed on: 18th January 2024

Banking with monzo has been seemless

Banking with monzo has been seemless Reviewed on: 18th January 2024

When I had a problem I contacted them via the messag...

When I had a problem I contacted them via the messages and I got a reason back within 2 minutes explaining everything to me which was very helpful. Reviewed on: 18th January 2024

Just a great simple app.

Just a great simple app. Easy to use. Love the request money feature also, really easy when getting money back off friends or splitting a bill. Also, the savings account AER rates are incredible. Overall, just s really good soo that just ticks all the boxes Reviewed on: 18th January 2024

Always recommend Monzo, innovate app and plenty of f...

Always recommend Monzo, innovate app and plenty of features Reviewed on: 18th January 2024

The best smart banking ever!

The best smart banking ever, easy to use, great UI experience and lots of features to work smarter with your money Reviewed on: 18th January 2024

An amazing bank and makes banking easy and provides...

An amazing bank and makes banking easy and provides value for my money Reviewed on: 18th January 2024

Even though you dont have any contact with a bank as...

Even though you dont have any contact with a bank as such it still feels very much like a bank and gives you more control and excellent tools to help you manage your finances. It also offers a wide range of products which you can tailor to suit your needs. Excellent bank. Reviewed on: 18th January 2024

Easy to use app and friendly customer service.

Easy to use app and friendly customer service. Reviewed on: 18th January 2024

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