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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19421 reviews)

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4.85

Based on 19,421 reviews, last reviewed 19th Jun 2026

67% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19421)

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Been using Monzo for few years now and had no problems at all. Love the app, budgeting tools and resources especially the pot feature Reviewed on: 18th January 2024

Completely cannot praise this company enough.

Completely trouble-free, the site is easy to navigate and the updates are really useful for budgeting. Reviewed on: 18th January 2024

Monzo is a good online banking, easy and reliable, t...

Monzo is a good online banking, easy and reliable, they offer excellent customer service Reviewed on: 18th January 2024

Fantastic service.

Fantastic service. Loving it. Head up notifications ate brilliant. Reviewed on: 18th January 2024

Getting new card

They will help me get a new card, so I appreciate that with no cost Reviewed on: 18th January 2024

A payments industry review

I work in the payments industry and Monzo is constantly spoken about as a revelation. For me personally, it's usability is second to none. Reviewed on: 18th January 2024

Cery good service

Im happy with Monzo, Everything iż fast and understanmdable Reviewed on: 18th January 2024

Great user experience

Simple. Easy to navigate and great UX interface. Reviewed on: 18th January 2024

Great service

I love this bank.Great service and very quick in solving any problem you have Reviewed on: 18th January 2024

Easily contactable, like the interface and the cashb...

Easily contactable, like the interface and the cashback is a nice new feature. Reviewed on: 18th January 2024

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