Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

View other Monzo products

4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3173% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Monzo is amazing!

Monzo is amazing! Support always helpful, and anytime I need help the quick guides are always easy to follow. Reviewed on: 18th January 2024

Very good service of all types and they are very qui...

Very good service of all types and they are very quick to responding.... and using monzo it's very amazing... Reviewed on: 18th January 2024

Since joining it’s been a pleasure to use the app.

Since joining it’s been a pleasure to use the app. Easy to use, intuitive, friendly UI and useful. I enjoying using the spending target feature. I don’t recommend financial services products to friends but I have been raving about Monzo. You are distrusting the banking industry for the better, thank you Reviewed on: 18th January 2024

Excellent user interface, easy to use and manage exp...

Excellent user interface, easy to use and manage expenses. Good feature for making saving pots. Reviewed on: 18th January 2024

Audience focused & designed responsibly

Monzo is easy to use, intuitively designed, using language that is simple and straight forward. They are transparent and make payments easy. This good design really is SO important to me as a customer. Reviewed on: 18th January 2024

Awesome bank to use

So many features and easy to use. Love the round up pots and great customer service. Reviewed on: 18th January 2024

An excellent, modern bank

Monzo is easy to use, has excellent tools for budgeting and understand money, good interest rates for savings and excellent customer service. Agents are easily available to talk via the app. Reviewed on: 18th January 2024

Great bank, especially the pots .

Great bank, especially the pots . I love how manageable my money is. I also really like how secure my account is, as soon as I made a big transaction, Monzo asked me to verify myself which was great Reviewed on: 18th January 2024

Seamless banking experience

Monzo has offered a seamless banking experience for me since I opened an account. Reviewed on: 18th January 2024

Love monzo, can’t recommend enough!

Love monzo, can’t recommend enough!! Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Additions Account
from Barclays 4.55 from 92 reviews
Accounts
from Nomo 0.00 from 0 reviews
Current account
from Unizest 2.60 from 2 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3173 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub