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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3173% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

The best UK Bank

I've been using Monzo for about a year now, having current, joint, and business accounts, and I absolutely love it! The app's intuitive user interface, prompt support, the convenience of pots, and overall flexibility have made my banking experience highly enjoyable. I wholeheartedly recommend it! Reviewed on: 18th January 2024

Monzo. Everything I need in a bank

First class service and easy to navigate. All I could wish for in a bank Reviewed on: 18th January 2024

Love Monzo, easily accessible and user friendly.

Love Monzo, easily accessible and user friendly. Great to navigate and lots of different options for accounts. Really like the pots and saver account options. My first choice in account management. Easy to use abroad too! Reviewed on: 18th January 2024

Monzo is amazing for being able to have so many diff...

Monzo is amazing for being able to have so many different pots, their saving pots with a high interest is amazing and they have been good with disputing a couple of payments for me Reviewed on: 18th January 2024

Customer service has been excellent when I was askin...

Customer service has been excellent when I was asking about a cheque that went missing Reviewed on: 18th January 2024

Very good and reliable bank.

Very good and reliable bank. A lot easy to use Reviewed on: 18th January 2024

Overall perfection

Great savings, great app with fantastic user interface, just overall perfection. Great that you can see everything clearly on front page, easy to send money and receive it. Been with a few different bank accounts and monzo is by far top. Reviewed on: 18th January 2024

Prompt response, great app, good interest rate

Representatives respond promptly to enquiries, they give great rates for savings. The ease of banking is amazing, the app is easy and flawless to use. Reviewed on: 18th January 2024

Monzo is so a great bank.

Monzo is so a great bank. The Flex card is one of the best service for me. Reviewed on: 18th January 2024

Very nice and easy to use, great service for everyth...

Very nice and easy to use, great service for everything Reviewed on: 18th January 2024

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