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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Smooth easy to use app and processes

Smooth easy to use app and processes Reviewed on: 18th January 2024

I've never had anything but positive experiences wit...

I've never had anything but positive experiences with Monzo. Whether opening my personal, savings or joint accounts and pots and Flex are amazing! Reviewed on: 18th January 2024

Grow your money with their Savings Account

Great saving rate (currently at 4.1%). You can transfer money between accounts easily. Reviewed on: 18th January 2024

Decent bank

Been decent since making the switch from Lloyds bank so far. Reviewed on: 18th January 2024

Seemless service,easy to navi1gate and efficient

Seemless service,easy to navigate and efficient. Ever had to complain about transfers or receiving money.will most definitely recommend monzo to friends and family Reviewed on: 18th January 2024

Just Brilliant

Great for use abroad and tracking spending. Reviewed on: 18th January 2024

Monzo is simply the undisputed best.

Monzo is simply the undisputed best. My banking experience with this brand has been a rollercoaster ranging from the sophisticated user-friendly banking app interface to its customer services and the unmatched interest rates as well as healthy investment offers. All top-notch I must confess. 10/10 Reviewed on: 18th January 2024

Cool experienc

cool and exciting experience ....... Reviewed on: 18th January 2024

easy to understand & use, no problems at all

easy to understand & use, no problems at all Reviewed on: 18th January 2024

Very good service very easy to talk to and good val...

Very good service very easy to talk to and good value for money Reviewed on: 18th January 2024

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