Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

the app is super easy to use, it's been my main bank...

the app is super easy to use, it's been my main bank account for years and not had any issues and actively encourage others to join as the money transfer systems is great Reviewed on: 18th January 2024

The best bank

The best banking service ever. They have an excellent app, clear and easy to use/navigate. Some great features like good rates of interest on savings pots. Also you have full control over your account. Reviewed on: 18th January 2024

love the refer a friend for £5 scheme, helps encoura...

love the refer a friend for £5 scheme, helps encouraging people to switch Reviewed on: 18th January 2024

Absolutely brilliant have been with so many banks an...

Absolutely brilliant have been with so many banks and this is by far the best one. Reviewed on: 18th January 2024

Very easy to use.

Very easy to use. Monzo flex comes in very handy for short term borrowing Reviewed on: 18th January 2024

When it comes transfer Monzo provides 10/10 service

When it comes transfer Monzo provides 10/10 service Reviewed on: 18th January 2024

Cannot be beaten as a bank

Cannot be beaten as a bank. Not perfect, but also expect a lot as a fintech that has released so many great features over the years. Customer service is great, just navigating the maze to actually speak to someone can be challenging. Rates on their new investment product aren't the best but a good route in for beginners, and the Plus and Premium tiers need some love as they are a bit stale and no longer represent good value. Reviewed on: 18th January 2024

What’s not to love?

I’ve never had a problem with monzo. Always providing new ways to save and organise my money. Really seem ahead of the curve compared to other banks. Couldn’t fault them on anything! A really clean mobile app that’s informative but not in your face tops it all off. Reviewed on: 18th January 2024

Great to use.

Great to use. Very easy to use apps and daily use. Reviewed on: 18th January 2024

Great services at the distance of a tap, excellent b...

Great services at the distance of a tap, excellent benefits Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from ICICI Bank 4.12 from 2 reviews
Current Account
from Tesco Bank 4.53 from 69 reviews
Cash Card Account
from Barclays 4.61 from 143 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub