Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Round up

Round up is a great way to save a little Reviewed on: 18th January 2024

Fantastic banking app easy to use and great interest...

Fantastic banking app easy to use and great interest rates on accounts Reviewed on: 18th January 2024

Monzo really does make banking so easy.

Monzo really does make banking so easy. From being able to do everything online and from anywhere in the world, to being helpful explaining savings and interest rates. They are a modern bank for a modern world. Reviewed on: 18th January 2024

It was excellent bank and over drafts loans was good...

It was excellent bank and over drafts loans was good Reviewed on: 18th January 2024

Really easy to use.

Really easy to use. really easy to get help Reviewed on: 18th January 2024

Fast, useful and very accessible!

Fast, useful and very accessible! Reviewed on: 18th January 2024

It is very easy to use and comfortable

It is very easy to use and comfortable Reviewed on: 18th January 2024

Best account I've ever had

Great bank, it has products that actually make sense and are easy to use Reviewed on: 18th January 2024

Monzo is brilliant for organising my money and split...

Monzo is brilliant for organising my money and splitting things with friends Reviewed on: 18th January 2024

Fantastic service when abroad particularly, app is r...

Fantastic service when abroad particularly, app is really easy to use. No problems managing my account and saving pots. Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Test test testTest test test
from Test test test 4.00 from 1 reviews
Reward current account
from Halifax 4.44 from 205 reviews
Current Account
from permanent tsb 3.14 from 15 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1143 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub