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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best bank ever, never an issue with them at all

Best bank ever, never an issue with them at all Reviewed on: 18th January 2024

All good.

All good. Very good customer services. Reviewed on: 18th January 2024

Great bank, very efficient customer service

Great bank, very efficient customer service Reviewed on: 18th January 2024

So far so good

So far so good, best bank I have had. Reviewed on: 18th January 2024

Monzo, my financial friend! 5 stars

Monzo has made a huge difference to me being financially better off. The savings pot has been a real game changer for me, sending a monthly amount into my savings pot and rounding up purchases into my pot. I have also utilised Monzo’s cash back offers to great effect, getting money back on my grocery shop, train travel and restaurants. Reviewed on: 18th January 2024

Very professional and compassionate team that was ve...

Very professional and compassionate team that was very helpful me when i had difficulties Reviewed on: 18th January 2024

Great bank!

Monzo provide a great service which is both competitive and super easy to use. Monzo’s interest rates are very competitive and their app offers great versatility for managing my finances. Monzo’s customer service is cracking too, always willing to help and do so in a quick manner. Reviewed on: 18th January 2024

great account

Having a Monzo account is the best, it has absolutely amazing services. Reviewed on: 18th January 2024

Banking as it should be, quick, easy and fun!

Banking as it should be, quick, easy and fun! Reviewed on: 18th January 2024

Great app providing proactive visibility of spending...

Great app providing proactive visibility of spending and budgeting. Features such as visibility of pending transactions and showing all direct debits together give confidence that you always know when you’re spending Reviewed on: 18th January 2024

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