Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18164 reviews)

View other Monzo products

4.93

Based on 18,164 reviews, last reviewed 24th Feb 2026

46250% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It’s the savings they offer and how easy it is to us... It’s the savings they offer and how easy it is to use the banking app. I know my Christmas savings will be sorted with Monzo as they are helping peopl... Read more Reviewed on: 24th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18164)

Review of the Monzo, Current account:

Great Bank

Monzo has taught me to manage my money better as I have always struggled. Now I'm in control of my finances thanks to Monzo Reviewed on: 13th April 2021

It’s a amazing app.

It’s a amazing app.i like the way it optimised and the interface.i love it and always get cash back its good really Reviewed on: 23rd February 2026

Money managed

They have helped manage my money better than I ever could with any other bank Reviewed on: 23rd February 2026

Amazing bank account, very easy to use, I have switc...

Amazing bank account, very easy to use, I have switched to this Reviewed on: 23rd February 2026

Nothing but easy positive experiences

Nothing but easy positive experiences Reviewed on: 23rd February 2026

Deserve the award

I would be lost without Monzo. I have never had a bank account like it. They are always there when I need them Reviewed on: 23rd February 2026

Monzo the one for you.

Monzo has been an excellent bank for us—reliable, flexible, and genuinely easy to depend on. The app is incredibly user-friendly, intuitive, and packed with helpful features that make managing our finances simple and stress-free. It’s made everyday banking smooth and convenient for our family. Reviewed on: 23rd February 2026

Amazing bank to be with.

Amazing bank to be with. Their savings, insights, money challenges all worth it. Reviewed on: 23rd February 2026

Excellence i love using it because it transaction is...

Excellent i love using it because it transaction is perfect Reviewed on: 23rd February 2026

I love Monzo

I moved to Monzo at the end of 2025 from a high street bank after a decade. In that time I’d experienced no end of problems, but my move to Monzo has been effortless. Everything works. The cashback incentives are great. Reviewed on: 23rd February 2026

Monzo has been really easy to deal with and has grea...

Monzo has been really easy to deal with and has great money tracking facilities within the app even with no monthly fee. I think that generally the monthly fees are reasonable but could be a little lower. Reviewed on: 23rd February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Plutus account
from Plutus 0.00 from 0 reviews
Current account
from Triodos Bank 4.93 from 8092 reviews
Accounts
from Nomo 0.00 from 0 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Savings
from Monzo 4.97 from 223 reviews
Flex Purchase credit card
from Monzo 4.97 from 3011 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub