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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18181 reviews)

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4.93

Based on 18,181 reviews, last reviewed 26th Feb 2026

47050% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The very best in the UK Been my salary account from day 1 in the UK and have never been disappointed Reviewed on: 26th February 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18181)

Review of the Monzo, Current account:

Straight forward Modern day banking

Queries are answered fast politely and followed up. Everything is simple to use and I’ve even converted my dad over as he hated online banking before and is now a pro! Thanks Monzo, keep up the hard work Reviewed on: 23rd February 2022

Loads of great features in a customer focused bank

A great interface, security features that genuinely make me feel like my money is safe (better than other banks I’ve used), very easy to interact with services, and great additional products such as the mortgage tracking function. Reviewed on: 23rd February 2026

Consistently excellent service

Consistently excellent service with an app that blows all other bank apps away. Reviewed on: 23rd February 2026

Really user friendly app, engaging and clear

Really user friendly app, engaging and clear Reviewed on: 23rd February 2026

Perfect.

Perfect. Great App and customer services. Reviewed on: 23rd February 2026

Its an excellent bank with confidence

Its an excellent bank with confidence Reviewed on: 23rd February 2026

Monzo is best bank everything is easy for all sirvec...

Monzo is best bank everything is easy for all sirvece i like monzo Reviewed on: 23rd February 2026

Efficient and convenient

Monzo is the most convenient banking app I've ever used. The additional features in their paid accounts are absolutely invaluable, and make sorting money and bills an absolute breeze. Reviewed on: 23rd February 2026

Monza is the one

Quick notifications no delays. App is easy to navigate Reviewed on: 23rd February 2026

Great app and easy to use.

Great app and easy to use. Lots of information and valuable data. Reviewed on: 23rd February 2026

Amazing Experience With Monzo!

Switched to Monzo last year, best bank by a MILE. Customer support is 10/10 with any issues, chargebacks or random payments, The Perks plan is BRILLIANT as a student being able to pay £7 a month for an annual railcard, a weekly greggs and a free monthly trip to the cinema with a discount on the food!. A lot of banking apps make it difficult to find savings, credit ratings etc etc but the layout of Monzo is great! (+ you can edit the layout to your liking!!) I’ve reccomended Monzo to basically everyone atp! Reviewed on: 23rd February 2026

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