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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Easy to use

5
App is easy to use and helpful for day to day needs Reviewed on: 15th June 2023
Esther H's avatar
Esther H

Monzo is terrible! Stay Away!!

1
I have Monzo in the US. I had to dispute a transaction for which I did not receive cash back and also a cash app transaction. When I disputed the agent (Mike) took hours at a time to respond and did not inform me that my card would be blocked until after he did it. Next after asking him to remove the dispute if my card would need to be blocked, as I still needed the card and couldn’t wait 7 days for a new one, he told me that not only would my card be blocked but in fact my entire account shut down. This was with no warning or notice. Just a hours long chat. I called the us support phone number more than 10 times and they tell me there is no agent available and hang up. Reviewed on: 13th June 2023
Kahli Mcquitty's avatar
Kahli Mcquitty

excellent bank

5
such an awesome bank with super user friendly app and helpful customer service Reviewed on: 12th June 2023
bex's avatar
bex

highly recommend this

5
Experience modern and hassle-free banking with Monzo's current account. With Monzo, I have complete control over my finances right from my mobile phone. Their user-friendly app keeps me in the loop with real-time notifications and helps me track my spending effortlessly. I can make instant transfers and payments with ease. Join our vibrant community and be a part of the future of banking. love it Reviewed on: 11th June 2023
Sunwin Madappat's avatar
Sunwin Madappat

Excellent layout very user-friendly

5
I transfer the money that I would like to spend each month into my Monzo account which allows me to track all my spending throughout the year. The savings pots also allow you to specifically add money towards a certain goal or target of yours. Reviewed on: 11th June 2023
Alec Cowperthwaite's avatar
Alec Cowperthwaite

Muy buena

5
Estoy super contento..me da confianza..y segurida Reviewed on: 7th June 2023
Javier Hernandez Gonzalez's avatar
Javier Hernandez Gonzalez

national and international services

5
the best online bank, national and international services with no fuss, goood choice of products both for personal and business. Reviewed on: 4th June 2023
Roberta 's avatar
Roberta

Great and easy to use

4
Love Monzo, app always works, has pots which make it easy to save Reviewed on: 2nd June 2023
hannahbjm's avatar
hannahbjm

Great to pay friends

5
Monzo makes it easy to pay your friends or companies and is really in line with the digital age, i love the app Reviewed on: 2nd June 2023
ellisd91's avatar
ellisd91

Fantastic product and services

5
Monzo bank is outstanding. Their app simplifies banking and their services and support are excellent. Reviewed on: 2nd June 2023
cs's avatar
cs

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