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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great banking app

5
I prefer monzo over any of my banks. I like the pots you can set up. Meaning I can see my savings easily. Reviewed on: 15th July 2023
Tamara Challinor's avatar
Tamara Challinor

Visible and easy to understand real time data

5
What I love most about the Monzo account and accompanying app is the fast and real time data. The app provides with regards to transactions and spending… streets ahead of High Street banks. Reviewed on: 13th July 2023
Bennie Hart-Lewis's avatar
Bennie Hart-Lewis

Modern, friendly, taking on the big banks!

5
I love being a Monzo customer, I just wish I joined them on day one. I've unfortunately recently experienced financial hardship and Monzo have been incredible and very supportive. I feel like an individual rather than a sort code/acc no, I think this is the Monzo experience. I've personally been the friend/family member that won't shut up about Monzo trying to get everyone to join. Keep doing what you're doing! Reviewed on: 10th July 2023
Nick Jackson's avatar
Nick Jackson

Very good bank

5
Not had any issues with Monzo. Until recent when I lost my card and was a victim of fraud. In the process of having this delat with by Monzo. All seems very friendly via live chat. Very professional and helpful. Reviewed on: 10th July 2023
Craig 's avatar
Craig

Unable to communicate with live person

1
Monzo needs to close down, withhold my money and unable to buy food and pay my bills.trying to get advice from anyone please. help What shall i do next? i tried to call but unable to get someone to talk to me. Reviewed on: 1st July 2023
hbfagan Fagan's avatar
hbfagan Fagan

Problem free - how it should be!

5
Problem free - how it should be! Easy, Intuitive & Modern app which just does exactly what it needs to. When dealing with customer services they are quick, friendly and efficient. Reviewed on: 22nd June 2023
cc74!'s avatar
cc74!

Everything and more from a bank

5
It has easy access to everything you need. Seamless, easy to use and great customer service. I wish all banks were like monzo. Reviewed on: 20th June 2023
Aemen sukkar's avatar
Aemen sukkar

I'd never go back to a high street bank!

5
As the title suggests, Monzo have changed the way I look at banking for the better. I used to be all about traditional over the counter service, but since moving my current account to Monzo I've not looked back. The simplicity and having everything on an app, the ability to still immediately contact people, the speed at which digital processes and transactions are completed,, everything is just brilliant. The app has always performed flawlessly for me, I've never experienced any issues with accessing money of making payments. The security is at just the right level to be reassuring without driving you mad. They are, quite simply, brilliant! Reviewed on: 19th June 2023
Matt's avatar
Matt

Easy and fast

5
Easy to work and better than a banking branch to talk to and help faster Reviewed on: 16th June 2023
Daniel Ramsay's avatar
Daniel Ramsay

Good bank

5
Very good about scam - avoids well Reviewed on: 15th June 2023
Rachael Field's avatar
Rachael Field

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