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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

excellent bank

such an awesome bank with super user friendly app and helpful customer service Reviewed on: 12th June 2023

highly recommend this

Experience modern and hassle-free banking with Monzo's current account. With Monzo, I have complete control over my finances right from my mobile phone. Their user-friendly app keeps me in the loop with real-time notifications and helps me track my spending effortlessly. I can make instant transfers and payments with ease. Join our vibrant community and be a part of the future of banking. love it Reviewed on: 11th June 2023

Excellent layout very user-friendly

I transfer the money that I would like to spend each month into my Monzo account which allows me to track all my spending throughout the year. The savings pots also allow you to specifically add money towards a certain goal or target of yours. Reviewed on: 11th June 2023

Muy buena

Estoy super contento..me da confianza..y segurida Reviewed on: 7th June 2023

national and international services

the best online bank, national and international services with no fuss, goood choice of products both for personal and business. Reviewed on: 4th June 2023

Great and easy to use

Love Monzo, app always works, has pots which make it easy to save Reviewed on: 2nd June 2023

Great to pay friends

Monzo makes it easy to pay your friends or companies and is really in line with the digital age, i love the app Reviewed on: 2nd June 2023

Fantastic product and services

Monzo bank is outstanding. Their app simplifies banking and their services and support are excellent. Reviewed on: 2nd June 2023

Best bank

Very easy to use, great tools for money management. Great customer service, Monzo has it all. Reviewed on: 1st June 2023

Excellent Online Bank

My wife and I have add accounts with Monzo for over 4 years and we find it a joy to use. It is easy to set up pots for budgeting and the ability to pay direct debits from a pot helps a lot with managing our spending. Reviewed on: 1st June 2023

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