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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

What a banking app should be

Majority of banking apps are very dated. Switching to Monzo completely has been such a great choice. Modern features like virtual cards and a nice UI make it very refreshing. Reviewed on: 11th April 2023

Great app experience

Monzo has the best app design and features out of all the banks I have been with, I particularly like the pots, as they allow me to organise my spending with my income. Reviewed on: 11th April 2023

The most user friendly and trustworthy bank

I have had Monzo since 2019 and I love it more and more everyday!! This bank is always innovating and finding ways to support its customers from live chat and easy to navigate app features, my favourite being pots, flex, and the ease of splitting bills and creating shared tabs, to their down to earth social media account that makes financing fun. I recommend Monzo to everyone I know! Reviewed on: 11th April 2023

Getting Monzo was the best banking decision I made after reaching UK

Love every bit of it. SIMPLE is what it is. Definitely recommend to anyone Reviewed on: 11th April 2023

Best bank ever

Automatic savings has been great for me. The switch service went smoothly. Reviewed on: 11th April 2023

Best thing since sliced bread

Monzo is maybe the best thing to happen to my finances. From being a beta user to having it as my full time bank and joint account with my Husband- it's just the best Reviewed on: 11th April 2023

Excellent

Excellent functionality and user experience. Reviewed on: 11th April 2023

Fav Bank by far

Easy to use, great technology. Always being developed and able to offer more than standard banks. Great customer service. Reviewed on: 11th April 2023

Great bank

Monzo has been my families primary bank for many years now Reviewed on: 11th April 2023

Could not be easier

Monzo gives me the control of my money in all the ways that count. Splitting bills with friends, spending abroad, saving money and putting money aside in pots solves my every day life money situations, and I am very greatful Monzo came and addressed these real life moments. Reviewed on: 11th April 2023

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