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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Would never leave Monzo

5
They understand customer needs, behaviours and have created products that really suit modern behaviours. Ps. Their marketing team bangs Reviewed on: 11th April 2023
Coralie's avatar
Coralie

Monzo

5
It’s so easy to use I don’t know why I was so late to the Monzo party . Thank you Reviewed on: 11th April 2023
Kathryn 's avatar
Kathryn

Fantastic

5
Great experience of how banks should be. I especially love the round up feature, which is linked to a savings account. Reviewed on: 11th April 2023
Sarah's avatar
Sarah

Excellent experience!

5
Easy to open and we love the Premium current account, great value for money and the mobile phone insurance is brilliant! Reviewed on: 11th April 2023
Katie's avatar
Katie

Just perfect

5
Not much more that needs to be said. Everything you could possibly want out of a bank. Reviewed on: 11th April 2023
Jordan's avatar
Jordan

Simple, Easy, Fuss Free Banking

5
The title says it all. Great app. Super speedy payments. Great bank. Reviewed on: 11th April 2023
Charles Jones's avatar
Charles Jones

Long time user

5
Have enjoyed using Monzo for many years and have found it an easy and safe platform so far! Reviewed on: 11th April 2023
sybil devlin's avatar
sybil devlin

Game Changer

5
The easiest banking experience ever! Reviewed on: 11th April 2023
KG's avatar
KG

Brilliant, fun and insightful

5
Monzo helps me manage my money like no other place on earth Reviewed on: 11th April 2023
DW's avatar
DW

No1 fan, truly changed the way I see banking!

5
What a simple yet effective way to bank. With the colours and the categories it helps me create a seem less budget for myself and helps me safe just so effortless! Reviewed on: 11th April 2023
Heidi harrington's avatar
Heidi harrington

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