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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Best bank

5
The best most innovative bank out! Reviewed on: 11th April 2023
Sarah's avatar
Sarah

Monzo are the best

5
Most banks just do ads that make them seem human, Monzo walk the walk. Reviewed on: 11th April 2023
George Clifford's avatar
George Clifford

How banking should be

5
I tell everyone about Monzo and can't believe people still use traditional banks. Its changed the way I manage my mo ey and I'm sure its made me better off as a result. Reviewed on: 11th April 2023
Jim Roberts's avatar
Jim Roberts

How every bank should be

5
Great app, great service. Name a bank could set up a personal current account for my other half, deliver the card, activate their personal account and then create and deliver both debit cards for our joint account within 4 working days, having just launched joint accounts? Reviewed on: 11th April 2023
Hamslice's avatar
Hamslice

Amazing bank, great app

5
The app really helps manage your money. Banking and budgeting all in one place! Reviewed on: 11th April 2023
Laura's avatar
Laura

The best way to bank

5
You will never need anything else again from a business bank account - the best UX I’ve ever seen and the most friendly customer service. Reviewed on: 11th April 2023
Judit Mora's avatar
Judit Mora

Does what it says on the tin.. with flair

5
Great, friendly and interactive. Love their social presence, useful app, only let down by their focus on digital currency (low cash machine withdrawal limits and ridiculously low cash deposit limits) Reviewed on: 11th April 2023
Jamie Beeston's avatar
Jamie Beeston

Brilliant confident and easy to use

5
The Monzo experience mainly the app allows much better control over my money compared to the mainstream banks. I can easily check search and filter transaction from the accounts opening date with is very useful. Reviewed on: 11th April 2023
Joe's avatar
Joe

Groundbreaking

5
Monzo has made banking simpler, more reliable and clear! I know exactly how much I have saved, how much to spend (the even forecast my spending habits) and they also offer me competitive products like insurances through Monzo Premium! They’re amazing and what all banks should be like. Reviewed on: 11th April 2023
Calumjames's avatar
Calumjames

So easy and user friendly

5
I love Monzo as it's so simple to use and makes saving super easy! Reviewed on: 11th April 2023
Eleanor Jane's avatar
Eleanor Jane

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