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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Monzo puts the fun in functional!

Monzo has great (and intuitive UX) and makes banking so much easier and accessible every day. The app has helped break down my mental barrier to financial planning and makes divvying up money in social settings easier. I always use Monzo when travelling abroad and like seeing the equivalent transactions. and summary at the end of a trip. Love (almost) everything about their brand and their tone of voice across any piece of content I interact with. I'm sure theres so much more they can do and I would totally lap it up...big fan. Reviewed on: 11th April 2023

A bank that just makes so much sense

From the moment I decided to go full Monzo on be actually learnt about my money situation. What, how I spend. Reviewed on: 11th April 2023

So easy to use

Great for going abroad and really easy to use, split bills and see what you’re spending. Couldn’t recommend it more. Reviewed on: 11th April 2023

Pun-ching! (Well above its weight)

Love how monzo has actually made me better at managing my money, paying my bills and getting fleeced by my kids Reviewed on: 11th April 2023

Modern Money

I wanted more control. More insight. More help. More access. More visibility. You get the lot with Monzo. It’s faster, more detailed and just really really easy. Feels like a bank designed for it’s customers. Reviewed on: 11th April 2023

Best bank ever!!!

Monzo pots have helped me budget and I can now control my spending which helps me save more. I love how you can categories things such as groceries and personal care so you can see how much you are spending monthly. Reviewed on: 11th April 2023

Love the flexibility

I love the flexibility my Monzo account gives me. I can easily manage my finances with wallets and virtual cards and flex if I want to spread the cost of things that are just a little expensive. I have full visibility and control. Reviewed on: 11th April 2023

smart, savvy fun

ive been using monzo for years. I love it. they treat me well and the app is quick and efficient Reviewed on: 11th April 2023

Monzo makes life easy

Everything about Monzo just makes your life easier. So pleased I switched ! Reviewed on: 11th April 2023

Great brand and bank

Always great customer service, accessible features and new and exciting product launches Reviewed on: 11th April 2023

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