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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

So useful for abroad

5
No charges abroad which is amazing Reviewed on: 11th April 2023
Curtis's avatar
Curtis

I stand by my recommendation!

5
Having raved about Monzo, I am so confident that my friends and family will love them as much as me that I recommended them whenever I can! Reviewed on: 11th April 2023
Michaela Wells's avatar
Michaela Wells

What a banking app should be

5
Majority of banking apps are very dated. Switching to Monzo completely has been such a great choice. Modern features like virtual cards and a nice UI make it very refreshing. Reviewed on: 11th April 2023
Ryan's avatar
Ryan

Great app experience

5
Monzo has the best app design and features out of all the banks I have been with, I particularly like the pots, as they allow me to organise my spending with my income. Reviewed on: 11th April 2023
hwal9sh's avatar
hwal9sh

The most user friendly and trustworthy bank

5
I have had Monzo since 2019 and I love it more and more everyday!! This bank is always innovating and finding ways to support its customers from live chat and easy to navigate app features, my favourite being pots, flex, and the ease of splitting bills and creating shared tabs, to their down to earth social media account that makes financing fun. I recommend Monzo to everyone I know! Reviewed on: 11th April 2023
Amys's avatar
Amys

Getting Monzo was the best banking decision I made after reaching UK

5
Love every bit of it. SIMPLE is what it is. Definitely recommend to anyone Reviewed on: 11th April 2023
Peter Joseph's avatar
Peter Joseph

Best bank ever

5
Automatic savings has been great for me. The switch service went smoothly. Reviewed on: 11th April 2023
Chris c 's avatar
Chris c

Best thing since sliced bread

5
Monzo is maybe the best thing to happen to my finances. From being a beta user to having it as my full time bank and joint account with my Husband- it's just the best Reviewed on: 11th April 2023
Emily Lewis's avatar
Emily Lewis

Excellent

5
Excellent functionality and user experience. Reviewed on: 11th April 2023
Laurie's avatar
Laurie

Fav Bank by far

5
Easy to use, great technology. Always being developed and able to offer more than standard banks. Great customer service. Reviewed on: 11th April 2023
Lerease's avatar
Lerease

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